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Earning rewards just got easier with the Sandia Area Rewards Mastercard® or World Rewards Mastercard®

Apply today for your new Sandia Area Rewards or World Rewards Mastercard and start earning on your purchases. Now through March 31, 2024, earn 3X points on all of your gas and grocery purchases up to $1,500.


Credit Cards


Plus, earn 10,000 points when you spend $1,000 in the first 90 days after opening your new card!



Or you can visit any branch, or apply over the phone.

You also enjoy:

Start earning 3X points on gas and grocery purchases


Save on travel, gift cards, merchandise, and more


Equal Opportunity Lender. All cards subject to credit approval. Purchases must be made between January 1, 2024 and March 31, 2024 to qualify for 3X points. 3X points are available only on new gas and grocery purchases made with the card. After the $1,500 limit is met, the normal one point per $1 spent will be applied to all purchases. Restrictions apply. Introductory 10,000 bonus points offer applies when $1,000 is spent on card within the first 90 days of account opening. Upon meeting this requirement, bonus points will be automatically deposited into your rewards account. Restrictions apply and program is subject to change without notice. Points are earned on net purchases. Cash advances, checks drawn from the account, and balance transfers are excluded and do not earn rewards. Your card account must be open and in good standing to earn rewards. There are no cap limits on the number of points cardholders can earn. See the MasterCard Guide to Benefits or World Card Guide to Benefits for complete details.

See important Terms and Conditions.

These are summary descriptions only. Additional terms, conditions, restrictions and exclusions may apply. See your Guide to Benefits or World Card Guide to Benefits, contact Sandia Area for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. See mastercard.com/zeroliability for details on Zero Liability. See Travel Accident Insurance with Baggage Delay guide for information on the program.

Mastercard, Priceless and the Mastercard brand mark are registered trademarks and Mastercard Global Service, Mastercard Airport Concierge and Fuel Rewards Network are trademarks of Mastercard International Incorporated, used pursuant to a license. All third party trademarks referenced herein are the property of their respective owners. Mastercard, the Mastercard Brand Mark, Priceless and World Mastercard are registered trademarks and Mastercard ID Theft Protection, Mastercard ID Theft Alerts and Priceless Cities are trademarks of MasterCard International Incorporated. ©Mastercard. All third party trademarks belong to their respective owners.

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