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Sandia Area Go to main content

With all the things to worry about right now, your car payment shouldn’t be one of them

Refinance your auto loan to Sandia Area from another financial institution for this special offer.

1.85% APR 1

Terms up to 48 months and NO payments for 90 days2

Refinance Today ►

We appreciate you applying with Sandia Area and will respond to your request as soon as possible.

  • Model years 2017 and newer
  • Additional rates and terms available
  • Option to skip up to two (2) payments a year3

Federally Insured by the NCUA, an Equal Opportunity Lender. 1. APR=Annual Percentage Rate effective as of 04/14/2020. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. 2. Interest accrued during the 90 day deferral period. 3.. Loans where fewer than three payments have been made are NOT eligible for the Skip-A-Payment Program. If approved, your regular monthly payments will resume immediately following the month. Loan(s) must be current at time of Skip-A-Payment. This request does not change your legal obligation to the Credit Union. Your agreement with the Credit Union provides for regular monthly payments and the Credit Union is merely informally permitting you to defer payment for the month indicated. Interest will continue to accrue on the unpaid balances during the month you skip your payment. There is a $30 processing fee that will be applied to the principal loan balance for all Skip-A-Payment requests. The effect of this $30 processing fee will be to increase the Annual Percentage Rate (APR) and finance charges on the balance of your loan. The effective Annual Percentage Rate (APR) and the corresponding finance charge will be disclosed on your periodic statement.


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