We Make Switching The Easy Choice
Switching to better banking doesn’t have to be a hassle. Switch your direct deposits and automatic payments in a snap with ClickSWITCH™. It's fast, secure, and FREE!
Step 1 – Open your new Sandia Area account
We Recommend Reality Checking
You're between 16 — 25 years old, want financial independence, and a free account loaded with benefits.
We Recommend Premier Checking
Open your free, no-hassle account.
We Recommend Performance Checking
You want to earn interest, and don’t mind keeping a balance.
Based on your answers, we think Green Checking would be a great fit. See how ►
We Recommend Senior Performance Checking
You’re 50 or better, want a dividend, and no monthly account fees.
Earn Rewards for Everyday Purchases
Redeem your rewards for merchandise, airline tickets, cruises, hotel stays and more. With a Sandia Area Mastercard you'll enjoy.
- No annual fee
- No cash advance or balance transfer fees
- Identity theft resolution services
- Plus you'll get benefits that only come with a Mastercard
Sandia Area MasterCard
Convenience, worldwide acceptance and an everyday low rate.
- Low introductory offer
- No annual fee
- No balance transfer or cash advance fees
- Save when you transfer higher rate balances
On track and moving forward.
Get most of the same benefits and convenience of our other cards while building or rebuilding your credit history with every use.
- Your credit line is tied to the money in your savings - between $500 and $2,000.
- Make monthly payments on time and you will start to build or rebuild credit.
You've come to the right place!
We do auto loans fast, friendly, and at extremely low rates. All decisions are made here, not by someone at some corporate headquarters.
Serious riders come to Sandia Area for a great deal!
It doesn’t matter if you are a road warrior, a custom enthusiast, or a die-hard classics rider. If you’ve got a motorcycle in mind, we’ve got the financing.
If your idea of fun involves the open road, Sandia Area has the financing.
With an RV Loan from Sandia Area, you can affordably travel America's highways and byways, or even get off the beaten path. We can finance your new or used RV, trailer, camper, motor home, or other recreational vehicle. You'll get low rates, no application fees, plus much, much more.
Loans for whatever floats your boat.
With a marine equipment loan from Sandia Area, you'll spend less time worrying about monthly payments and more time having fun on the water.
Move your loan to Sandia Area & save BIG!
Is your vehicle financed elsewhere? Move your auto loan to Sandia Area for low rates that could help you save money every month and over the life of your loan. We've helped thousands of people save big money. Let us help you too.
Refinance the enthusiasm!
Don’t let the calling of the road get away because you can’t find the right motorcycle loan. Get more bang for your buck when you refinance your current motorcycle loan from another financial institution. You could lower your monthly payments and save thousands!
The open road is about to get less expensive.
We can refinance your new or used RV, trailer, camper, motor home, or other recreational vehicle. Lower your monthly payment and you could save thousands over the term of your loan.
Offshore refinancing...
Refinance your current boat, jet ski or other watercraft loan from another financial institution. You could lower your monthly payments and save thousands!
We have a home loan you can live with!
Our experienced, salaried Mortgage Specialists will find the best mortgage solution for your long-term goals. Our process is simple and you can get a fast decision.
Let's buy a house together!
Our experienced, salaried Mortgage Specialists will find the best mortgage solution for your long-term goals. Our process is simple and you can get a fast decision.
Refinance your mortgage and you could save!
Refinancing your mortgage with Sandia Area could mean a lower monthly payment or shorten your term to pay of your home loan faster. Whatever your need, we have a home loan you can live with!
The cash you need for the moments that matter.
A Home Equity Line of Credit from Sandia Area is the smart way to pay! Low rates, ongoing access to funds, and interest that is generally tax-deductible make it convenient and affordable!
The perfect loan for consolidating debt.
A Home Equity Loan from Sandia Area offers low rates and interest that is generally tax-deductible.
Establish now and borrow as the need arises.
With competitive rates and terms up to 36 months, your Readi-Cash Line of Credit offers the flexibility you need with affordable monthly payments. It is perfect for overdraft protection for your account.
Loans for whatever you need.
Whatever your personal needs—debt consolidation, college tuition, a vacation, laser eye surgery or anything in between, we can help with a Signature Loan. Our competitive rates and flexible terms put our signature loans within reach. You can use the loan for furniture, medical expenses, appliances, vacation, back-to-school needs, or virtually anything!
Step 2 – Enroll in Online and Mobile Banking
Online and Mobile Banking provide an array of services right at your fingertips. Easily access and manage your accounts from anywhere with these secure, convenient, and time saving services.
- Mobile Check Deposit
- Bill Pay
- Person to Person Transfers
- Account Notifications
- Budget and Savings Tools
Once you successfully log in, set up electronic statements. We will plant a tree with each new enrollment.
Step 3 - Enroll in ClickSWITCH
Set up your ClickSWITCH™ account and electronically move your direct deposits and automatic payments to your Sandia Area Account. You can even send the request to your old bank to close out your account.
