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Grow Money Market

2.00% APY + 1.00% Bonus APY = 3.00% *


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Is your money working for you?

Grow better and grow more! Earn an additional 1.00% APY bonus through September 30, 2024 when you open your new Grow Money Market account between August 1 and September 30, 2023. Just ask for the Grow Better Bonus Rate!

Dividend Rate 10X the national average

Dividend rate more than 3X the national average

100% access to your funds

100% access to your funds

Risk-free growth

Risk-free growth

One of the highest dividend rates nationwide

The Grow Money Market savings account offers no minimum balance fees, full access to your savings, and an unmatched dividend rate for ANY balance over $500!

Earn 3.00% APY with the Sandia Area Grow Money Market Account Bonus Rate! Compare to the National Average and see how you can start saving today.

Rates are accurate as of 07/26/2023. For more information, visit ncua.gov.


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Bonus Rate Grow Money Market
Effective Date: 07/26/2023
Minimum Balance RequiredDividend RateAPY1BONUS APY2
$500.00-$9,999.99 1.982% 2.00% 3.00%
$10,000.00-$24,999.99 1.982% 2.00% 3.00%
$25,000.00-$49,999.99 1.982% 2.00% 3.00%
$50,000.00-$99,999.99 1.982% 2.00% 3.00%
$100,000.00-$149,999.99 1.982% 2.00% 3.00%
$150,000.00-$199,999.99 1.982% 2.00% 3.00%
$200,000.00-$249,999.99 1.982% 2.00% 3.00%
$250,000.00-$499,999.99 1.982% 2.00% 3.00%
$500,000 & Over 1.982% 2.00% 3.00%

Ready to watch your savings grow? You have three convenient ways to open your Grow Money Market account now! 



Subject to Regulation D limitations. 

APY = Annual Percentage Yield. Rate effective as of 07/26/2023. The rates and APYs are variable and may change after the account is opened and is subject to change without notice. Sandia Area reserves the right to modify, change, or remove this product offering at any time. Dividends are compounded and credited to your account monthly. Fees may reduce earnings on your account. Restrictions apply. Please refer to the Truth in Savings disclosures and rate schedule.

Members must contact the credit union to opt-in for the Grow Better Bonus Rate between August 1, 2023 and September 30, 2023. Account balances of $500 and greater will earn an additional 1.00% APY on top of our published Grow Money Market APY. The Grow Money Market 1.00% APY bonus will be applied to the current APY thru September 30, 2024. Beginning October 1, 2024, all balances in the Grow Money Market account will earn the published Grow Money Market rate.

CURRENT GROW MONEY MARKET ACCOUNTS: The Grow Money Market bonus APY is valid for current Grow Money Market accounts holders with a new deposit of $10,000 by September 30, 2023. New deposit is defined as money not on deposit with Sandia Area within the last 30 days.

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