Use the Account Engine to Choose the Best Account for Your Financial Needs
Earn Rewards for Everyday Purchases
Redeem your rewards for merchandise, airline tickets, cruises, hotel stays and more. With a Sandia Area Mastercard you'll enjoy.
- No annual fee
- No cash advance or balance transfer fees
- Identity theft resolution services
- Plus you'll get benefits that only come with a Mastercard
On track and moving forward.
Get most of the same benefits and convenience of our other cards while building or rebuilding your credit history with every use.
- Your credit line is tied to the money in your savings - between $500 and $2,000.
- Make monthly payments on time and you will start to build or rebuild credit.
You've come to the right place!
We do auto loans fast, friendly, and at extremely low rates. All decisions are made here, not by someone at some corporate headquarters.
Serious riders come to Sandia Area for a great deal!
It doesn’t matter if you are a road warrior, a custom enthusiast, or a die-hard classics rider. If you’ve got a motorcycle in mind, we’ve got the financing.
If your idea of fun involves the open road, Sandia Area has the financing.
With an RV Loan from Sandia Area, you can affordably travel America's highways and byways, or even get off the beaten path. We can finance your new or used RV, trailer, camper, motor home, or other recreational vehicle. You'll get low rates, no application fees, plus much, much more.
Loans for whatever floats your boat.
With a marine equipment loan from Sandia Area, you'll spend less time worrying about monthly payments and more time having fun on the water.
Move your loan to Sandia Area & save BIG!
Is your vehicle financed elsewhere? Move your auto loan to Sandia Area for low rates that could help you save money every month and over the life of your loan. We've helped thousands of people save big money. Let us help you too.
Refinance the enthusiasm!
Don’t let the calling of the road get away because you can’t find the right motorcycle loan. Get more bang for your buck when you refinance your current motorcycle loan from another financial institution. You could lower your monthly payments and save thousands!
The open road is about to get less expensive.
We can refinance your new or used RV, trailer, camper, motor home, or other recreational vehicle. Lower your monthly payment and you could save thousands over the term of your loan.
Refinance your current boat, jet ski or other watercraft loan from another financial institution. You could lower your monthly payments and save thousands!
Establish now and borrow as the need arises.
With competitive rates and terms up to 36 months, your Readi-Cash Line of Credit offers the flexibility you need with affordable monthly payments. It is perfect for overdraft protection for your account.
Loans for whatever you need.
Whatever your personal needs—debt consolidation, college tuition, a vacation, laser eye surgery or anything in between, we can help with a Signature Loan. Our competitive rates and flexible terms put our signature loans within reach. You can use the loan for furniture, medical expenses, appliances, vacation, back-to-school needs, or virtually anything!
Now you're ready to really move your money! Please proceed to the next step.
Important information about procedures for opening a new account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. In addition on legal entity accounts, we will require identification on beneficial owners and controlling person.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver's license or other identifying documents.Go to main navigation