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SCAM ALERT: Sandia Area members are continuing to report fraudulent phone calls and text messages from people claiming to be Sandia Area member representatives. This includes spoofed phone numbers which appear to originate from Sandia Area. Please be aware that Sandia Area will NEVER initiate a phone call or text message asking for your online banking credentials or to request a transfer of funds. Learn more ► 

Person-to-Person Payments (P2P)

Send money to friends and family with P2P.

You can pay virtually anyone using your mobile device and our app. All you need is a mobile phone number or email address to send money to anyone, anytime and anywhere.

Send funds to anyone, regardless of where they bank, with Sandia Area’s Person-to-Person Payments, or P2P, a new feature of Sandia Area’s Online and Mobile Banking. It’s a fast and easy way to send money to friends, family and businesses, and it doesn’t require cash, checks or wire transfers.

All you need is the recipient’s mobile phone number or email address, and we will send the requested amount to them. All they need is a debit card or account routing number to receive the funds.

You can use P2P for almost anything, like:

  • Splitting a dinner check
  • Paying a babysitter
  • Sending money to kids at college
  • Paying a handyman
  • Sending money to a family member
  • Sending cash gifts to friends and family

How it Works

Simply log in to Online Banking or Sandia Area's mobile app, select the P2P widget, and follow the steps. You will need your Sandia Area Debit Card number and PIN to complete the process. Each payment only costs $1.00!