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Transfer your higher rate balances and start saving!

Being a cardholder has its advantages.

Transfer high-rate balances to your Sandia Area Mastercard 
at 2.49% APR1 for 12 billing cycles

If you have balances on other credit cards or loans, chances are you’re paying too much. It makes sense to consolidate them. Not only can it help you pay down higher rate balances faster, you can simplify your finances by having just one manageable monthly bill.

And you don’t have to worry. Unlike other cards you may have in your wallet, we don’t charge a fee for you to transfer your balances.1 All the savings goes straight back into your wallet. Simply fill out the secure form below and press submit.

Secure balance transfer request

* Required Fields

    • Personal Information








    • Daytime Phone Number
      ( ) - ext




    • Please answer one of the two questions below



    • Transfer #1






    • Transfer #2






    • Transfer #3






    • Transfer #4






    • Transfer #5






    1 See credit card terms here ►

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