This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
Sandia Area Go to main content

There has never been a better time to join Sandia Area!


There has never been a better time to join Sandia Area!

It's YOUR money... MOVE it!

Odds are that if you're reading this you’re ready to open an account at Sandia Area and move away from big bank banking.

At Sandia Area, we offer low loan rates, high savings rates, and modern accessibility, giving you better banking value. We’re located in central New Mexico but thanks to Online & Mobile Banking, a state-of-the-art Call Center, and nearly 30,000 free ATMs worldwide, you can bank with Sandia Area from wherever you are.

Opening an account is simple and easy if you are:

A Local – Do you live, work, attend school or belong to a religious community in Bernalillo County (including Kirtland AFB), the city of Rio Rancho, Cibola County, Torrance County or Valencia County?

Environmentally Conscious – Believe in or subscribe to the permaculture ethics, consisting of the following principals: care of the earth, care of people, and reinvesting surplus for the benefit of earth and people (see more on the sustainability and environmentalism of the Permaculture ethics).

Related to a Member – Related by descent, adoption, marriage or domestic partnership to anyone eligible for Sandia Area membership.

More Information ►

Apply for membership online now!

There are no membership enrollment fees! It only takes about 10 minutes to apply for Sandia Area membership online. If you are 18 years or older, here's what you'll need to have handy in order to apply:

  • Your driver's license or a passport
  • Your U.S. Social Security number
  • Your U.S. citizenship or resident alien documentation if necessary
  • Information for other accounts you want to switch to Sandia Area


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver's license or other identifying documents. While we can begin most new membership applications over the phone or through e-mail, we require your physical presence to sign the new member agreements. It not only helps us comply with the USA PATRIOT ACT, it helps us protect your identity.

The official title of the USA PATRIOT Act is "Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism (USA PATRIOT) Act of 2001."


Go to main navigation