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SCAM ALERT: Sandia Area members are continuing to report fraudulent phone calls and text messages from people claiming to be Sandia Area member representatives. This includes spoofed phone numbers which appear to originate from Sandia Area. Please be aware that Sandia Area will NEVER initiate a phone call or text message asking for your online banking credentials or to request a transfer of funds. Learn more ► 

Money Market

Sandia Area has great ways to save

A Money Market Account from Sandia Area provides a smart choice for saving.

Typically paying a higher dividend than a savings account and providing you with limited check-writing ability, a high yield Sandia Area money market account offers the combined benefits of a savings account and a checking acount. With tiered dividend rates based on account balances, the more you save the more you earn!

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Benefits of a Peak Money Market Account

  • Check-writing access (up to three transactions per month)
  • Earn competitive dividends
  • Maintain liquid funds for easy accessibility
  • Minimum balance of only $1,000
  • Tiered dividend rates based on your account balance
  • Insured to at least $250,000 by NCUA, in some cases more

Money Market
Effective Date: 08/18/2020
Minimum Balance RequiredDividend RateAPY1
$0 - $999.99 0.000% 0.00%
$1,000 - $9,999.99 0.100% 0.10%
$10,000 - $24,999.99 0.100% 0.10%
$25,000 - $49,999.99 0.150% 0.15%
$50,000 - $99,999.99 0.150% 0.15%
$100,000 - $149,999.99 0.200% 0.20%
$150,000 - $199,999.99 0.250% 0.25%
$200,000 - $249,999.99 0.250% 0.25%
$250,000 - $499,999.99 0.300% 0.30%
$500,000 & Over 0.300% 0.30%

1APY = Annual Percentage Yield. Rates are accurate as of 08/18/2020 and are subject to change without notice. You must maintain the minimum daily balance in your account each day to obtain the disclosed Annual Percentage Yield. $5 monthly fee may be imposed for accounts falling below the $1,000 minimum. Fees may reduce the earnings on dividend-earning accounts. Rates for variable rate accounts are subject to change after the account has been opened.

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