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There May Be Some Hidden Treasure in Your Homeowner's Insurance Policy9/11/2018

You may be missing out on some significant savings if you’re not shopping around for homeowners insurance.

The truth is, many of us have our monthly homeowners insurance premiums rolled into our monthly mortgage payments. And according to Consumer Reports, some 40% of homeowners aren’t even sure of the specific dollar amount they are paying for their insurance. Once you’ve determined your premium, consider taking advantage of these money-savings tips:

Bundle insurance policies – Combining your home insurance with your life insurance, auto insurance and any other insurance products under one company could qualify you for bundling discounts

Consider some home improvement projects – Did you know that installing a security system could qualify you for a premium discount? Upgrading your electrical, plumbing, and heating systems or replacing your roof could also drive your premium costs down. And depending on where you live, adding smoke detectors or sensor systems that detect gas leaks or extreme temperature changes could also reduce your insurance bills. Ready to make some home improvements? Sandia Area is here to finance your next home improvement project with a home equity loan or line of credit! A home equity loan or line of credit can be used for home improvements, college tuition, medical expenses, debt consolidation and any other expected or unexpected expenses.

Shop around – Do your research and shop around. Talking to some other companies will at least give you a baseline of comparable rates. Speaking of which, did you know your credit union offers insurance? That’s right – for auto, home, and so much more you can rely on Sandia Area Insurance Group for all your insurance needs. We’ve partnered with a large variety of well-known insurance companies to save you time and money. We’ll do the research, find the best match for savings and coverage, and then make the final insurance choice. Get your free quote today! Call 505-256-6199 or visit www.sandia.org/insurance.

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