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Refinance From Another Institution

Save big on your vehicle loan!

Refinance From Another Institution

Save big on your vehicle loan!

Refinance Your Vehicle Loan

Is your vehicle financed elsewhere? Move your auto loan to Sandia Area for low rates that could help you save money over the life of your loan. We've helped thousands of people save big money. Let us help you too. Apply online and you'll be on the road to savings in just a few minutes. Plus, there's no refinance charge. 

  • Rates as low as 1.75% APR1 when you refinance your loan from another institution
  • No payments for 90 days2
  • Get a $50 gas card when your loan closes!3

   Refinance Now



Sandia Area membership required.

1. APR=Annual Percentage Rate of 1.75% for 48 month terms, 1.99% for 60 month terms, 2.45% for 75 month terms effective 11/01/2016 and is available for vehicles refinanced from another financial institution 2013 and newer. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Actual APR charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 100% financing available. Up to 84 month terms available for vehicles 2013 or newer. 61 to 75-month financing available for loans of $14,000 or more; 76 to 84-month plus financing available for loans of $20,000 or more. Vehicle Loan example: monthly payment of $353 on a $20,000 loan for 60 months at 1.99% APR with 90 days deferred.

2. Interest accrues during deferral period.

3. Gas card available upon closing for loans of $5,000 or more. Please call or see a Member Services Officer to determine your actual terms and payment. Click here for more information on rates and terms.

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