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The Flavors of Fall

Low-rate Auto Refinance Relleno

We have the recipe for fresh fall savings.

Is your vehicle financed elsewhere? Move your auto loan to Sandia Area for low rates that could help save money. Even small monthly savings can add up over the life of your loan! We've helped thousands of people save money. Let us help you too. Apply online and you'll be on the road to savings in just a few minutes. Plus, there's no refinance charge.

  • Rates as low as 1.99% APR1 when you refinance your loan from another institution
  • Option for no payments for 90 days2

   Refinance Now

Vehicle Refinance
Effective Date: 06/19/18 for vehicle model years 2014-2018
APR1 as low asTerm in MonthsApproximate Payment2
1.99% 48 $434
2.39% 60 $354
2.89% 75 $292
3.39% 84 $268

Sandia Area membership required for all loans. Other rates, terms and model years available.

1. APR=Annual Percentage Rate effective as of 06/19/18. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 100% financing available for qualified applicants. 2. Payment example based on $20,000 loan.

Low-rate Auto Refinance Relleno


  • 1 perfectly good car, truck or van loan
  • 1 to 2 lbs high monthly payments from another institution
  • 1 low-rate vehicle refinance from Sandia Area
  • 1 1/4 cup 90-day payment free period


Roast current loan with high monthly payments until charred. Stuff with low-rate Sandia Area refinance rate, roll in 90-day payment-free period, and pop in the oven.

Serves up to two happy individuals with lower payments.


Not only do we have the recipe for savings, we also have a recipe for a traditional New Mexican cuisine!

Chile Relleno Recipes ►