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New or Used Vehicle Loans

This is how we roll.

New or Used Vehicle Loans

This is how we roll.

Drive home with a great rate and much more

  • Rates for new cars as low as 1.99% APR1
  • Model years 2013 to 2017 qualify for new car rates
  • Up to 100% financing
  • Financing can include taxes, Credit Life and Disability Insurance, Accidental Death & Dismemberment Insurance and GAP Insurance
  • Flexible terms available up to 84 months (7 years)1

          Apply Now


You can also get Sandia Area financing right at the dealership!

For your convenience, you can finance your vehicle with a Sandia Area loan at participating dealerships when you buy your new vehicle. You'll receive the same rate you would as if you applied at the credit union. Just ask for a Sandia Area loan!


Sandia Area membership required for all loans.

1. APR=Annual Percentage Rate effective as of 12/30/16. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 100% financing available. Vehicle Loan example: monthly payment of $356 on a $20,000 loan for 60 months at 2.59% APR. Click here for more information on rates and terms.

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