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Your first home.

Buying your first home is a big step but it doesn't have to be a scary one. The more you know about the home buying process, the more confident you'll feel about making these important decisions that will shape your future. 


The home buying process

Congratulations! Your first home is a big step. The more you know about the home buying and financing process, the more confident you are in making the important decisions that will shape your home ownership experience.

The process ►


Calculators

Buy or Rent? Fixed rate loan or variable? For how many years should we finance? Our wide range of calculators can help you answer these and many other questions before you start your application.

Get started ►


Your credit history

A good way to start your search for the mortgage that's right for you is by reviewing your credit profile.

About credit ►

Would you like a Mortgage Specialist to call you at your convenience?


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    Sandia Area is an Equal Housing Lender. Sandia Area Membership required. Sandia Area Federal Credit Union does not currently provide financing for manufactured homes. Sandia Area Federal Credit Union (NMLS#561268) provides mortgage loans by partnership with CU Members Mortgage, a division of Colonial Savings, F.A. NMLS#401285. This is not an offer to extend consumer credit as defined by Section 1026.2 of Regulation Z. Home loans are provided by service providers with CU Members Mortgage a division of Colonial Savings, F.A. NMLS#401285.