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SCAM ALERT: Sandia Area members are continuing to report fraudulent phone calls and text messages from people claiming to be Sandia Area member representatives. This includes spoofed phone numbers which appear to originate from Sandia Area. Please be aware that Sandia Area will NEVER initiate a phone call or text message asking for your online banking credentials or to request a transfer of funds. Learn more ► 

Budgeting & Debt Resources

Resources you need to make smart financial decisions.

Establishing & Living within a Budget

When it comes to your financial bottom line, making and sticking to a budget can be the difference between uncertainty and stability. And while everyone’s finances are unique, there’s a core set of things anyone can do to regain control of their finances and move toward financial security.

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The Ins & Outs of Credit Scores

Everyone talks about the importance of having a good credit score, but few understand its real value when it comes time to making major financial investments. Having a better understanding of how your decisions affect your credit may help improve your overall score and give you perks down the line — like special financing, reduced down payments and smaller monthly payments. That means more savings for you.

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