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Reality Checking™

 

Claim Your Financial Independence

Are you 16 - 25 and ready to claim your financial independence? Reality Checking™ and the Sandia Area Mastercard® are the perfect account pairing to help smooth the transition into the realities of adulthood.

Open Your Account

Reality Checking Features

Reality Checking offers free features, and zero monthly fees. Add the Sandia Area Mastercard® for a simple, convenient way to build your credit and tackle unforeseen expenses.

Sandia Area Mastercard® Features

  • $0 annual fee
  • $0 balance transfer fee
  • $0 cash advance fee
  • Identity theft resolution services
  • Low rates
  • Extended warranty protection on purchased items

What you need

  • Account holders 16 and 17 years old require a parent sponsor
  • Members under 21 may require a joint applicant (a parent or guardian) for your credit card
  • $30 ($5 for your primary membership account and $25 for your Reality Checking account)
  • Sign up for eStatements and Online Banking, order your Check Card and your Sandia Area Mastercard®

Reality Checking can help parents, too

  • As a joint account holder, you can have complete access to your child’s account (required for account holders 16-17 years of age)
  • Quickly transfer money to your child’s account when needed
  • Secure access to their account information through Online Banking
  • Easy account access from your smartphone 

Checking accounts and Mastercard credit card subject to qualification. Sandia Area Membership is required.

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