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World Rewards Mastercard

Experience life as a World Rewards member.

If you spend over $10,000 per year on your card and want extra travel benefits plus rewards, the World is for you.

Apply now

World Benefits

The Sandia Area World Reward Mastercard comes with extra benefits designed with the traveler in mind. The card also comes with a $10,000 minimum annual spend amount.


Rewards with every purchase

Get one reward point for every dollar you spend. The more you use the card, the more rewards you’ll accumulate.1


No annual fee and no foreign transaction fees2

Enjoy no annual fee - something virtually unheard of with a World Mastercard. You'll also incur no foreign transaction fees while enjoying the best currency exchange rates when using your card in other countries.


No cash advance fees and no balance transfer fees2

That's right, other institutions charge a percentage of the balance you transfer. Not Sandia Area. You'll pay down your balances faster here.


EMV Chip Technology

You'll enjoy greater security when making purchases at a chip-enabled terminal since the chip provides better protection against counterfeit fraud. Learn more ►


Identity Theft Resolution Services3

Provides you with expert assistance 24/7 should you become the victim of Identity Theft. To bring you this benefit, Mastercard has partnered with CSID®, an industry leader in identity protection and fraud detection. Get started at no cost to you. Click here to enroll ►


Liability protection for unauthorized purchases4

Cardholders won’t be held liable if their card or card number is used for purchases without permission.

 


Sandia Area membership required.

World Rewards Mastercard requires $10,000 in purchase transactions per year. In the event annual usage falls below $10,000, card member will be reissued a Rewards Mastercard. No reward points will be lost in that scenario.

Click here for a complete list of rates and terms. All loans, terms, and conditions are subject to credit approval. Actual interest rate charged is based on credit history which can only be determined upon receipt of application. 

1. Rewards are available only for new purchases made with the card: cash advances, checks drawn from the account, and balance transfers are excluded and do not earn credit toward rewards. Certain restrictions may apply. Your card account must be open and in good standing to earn rewards. There are no cap limits on the number of points cardholders can earn. ScoreCard Points valid for three years. 2. View a complete list of rates and fees here. 3. Certain restrictions apply. For details, see the Guide to Benefits.Benefits are summary descriptions only. Additional terms, conditions and exclusions apply. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only. Valid for Sandia Area Mastercard. 4. Certain restrictions apply. See mastercard.com/zeroliability for details.

Mastercard, Priceless and the Mastercard brand mark are registered trademarks and Mastercard Global Service, Mastercard Airport Concierge and Fuel Rewards Network are trademarks of Mastercard International Incorporated, used pursuant to a license. Mastercard, the Mastercard Brand Mark, Priceless and World Mastercard are registered trademarks and Mastercard ID Theft Protection, Mastercard ID Theft Alerts and Priceless Cities are trademarks of Mastercard International Incorporated. All third party trademarks belong to their respective owners.

 

Card Benefits

Mastercard Global Emergency Services1

Provides 24 hours a day, seven days a week customer service assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, Emergency Cash Advance, as well as assistance with locating ATMs and help with account-related questions.­


Airport Concierge1

Arrange for a personal, dedicated Meet & Greet agent to escort you through the airport on departure, arrival or any connecting flights, 24/7/365 at over 450 destinations worldwide.


Mastercard Priceless® Cities1­

Get insider access to one-of-a-kind experiences and offers in some of the world’s most exciting cities. See more here.


Master Rental Insurance1 ­

Can provide reimbursement for physical damage to or theft of a rental vehicle.


MasterAssist Travel Assist Services1 ­

Can provide emergency travel assistance plus pre-trip destination information when traveling more than 50 miles from home.


Travel Accident Insurance with Baggage Delay1­

Covers against Accidental Death or Dismemberment and baggage delays if card members purchase common carrier travel tickets with their Sandia Area World Mastercard.


Fuel Rewards NetworkTM 1

Earn fuel rewards just by shopping at participating merchants, then redeem at participating Shell stations for savings. Enroll your Sandia Area Mastercard here and you’ll be on the road to savings.


Mastercard Golf1­

Access to private clubs, savings on public courses and resorts, preferred pricing, exclusive programs and preferred booking opportunities on TOURAcademy® programs nationwide. Explore here.


Concierge1­

Comprehensive personalized assistance anytime, anywhere. Provides personal assistance via telephone, including recommendations and reservations for dining, travel, hotels, entertainment and sporting events; also provides executive services. Call 1-800-6-MASTERCARD to get started.


Luxury Hotels & Resorts Portfolio1­

Provides Sandia Area World Mastercard members access to a collection of exceptional properties where you can enjoy preferred amenities where available (e.g., room upgrade, early check-in, late check-out, or complimentary breakfast).2 Explore here.


Luxury Travel Advisor1­

Enjoy professional trip planning services and access to high-quality, high-value vacation choices from a portfolio of internationally-recognized travel brands. Call 1-800-6-MASTERCARD to get started.

 


Accounts subject to credit approval.

World Rewards Mastercard requires $10,000 in purchase transactions per year. In the event annual usage falls below $10,000, card member will be reissued a Rewards Mastercard. No reward points will be lost

1. Certain restrictions apply. For details, see the Guide to Benefits. Benefits are summary descriptions only. Additional terms, conditions and exclusions apply. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only. Valid for Sandia Area Mastercard. 2. Subject to availability

Mastercard, Priceless and the Mastercard brand mark are registered trademarks and Mastercard Global Service, Mastercard Airport Concierge and Fuel Rewards Network are trademarks of Mastercard International Incorporated, used pursuant to a license. Mastercard, the Mastercard Brand Mark, Priceless and World Mastercard are registered trademarks and Mastercard ID Theft Protection, Mastercard ID Theft Alerts and Priceless Cities are trademarks of Mastercard International Incorporated. All third party trademarks belong to their respective owners.

 

Earn points, shop and travel with your Mastercard World Rewards or Mastercard Rewards Card!

Scorecard Rewards ►


ScoreCard Reward Program Features

  • Free and automatic program enrollment with your Mastercard World Rewards Card or your Mastercard Rewards Card
  • Choose travel or merchandise rewards
  • View your earnings history and redeem your points at ScoreCard Rewards
  • Redeem as little as 2,000 points.

Mastercard Reward Points

  • Earn one point for every dollar spent on qualifying purchases.
  • Points valid for three years.

Redeeming Your Points

To monitor or redeem your rewards points, go directly to the ScoreCard Rewards website. You’ll be required to enter your account number and create a login and password to start. Once there, you’ll be able to monitor your points and view all that ScoreCard has to offer in merchandise and travel rewards:

  • Merchandise Rewards. Redeem as little as 2,000 points for brand-name merchandise in a variety of categories: electronics, home, personal, recreation, sports, and coupon books. More here ►
  • Travel Rewards. A ScoreCard Travel Representative is available to help you with your arrangements when you’re ready to redeem your points for travel. Choose from a variety of options that include airline tickets, hotel accommodations, rental car certificates, cruises, and vacation packages. Use your points for airline flights within the United States or to Mexico, the Caribbean, or Europe. Stay at a Marriott or Hyatt hotel, or rent a vehicle from Hertz Car Rental or National Car Rental. Just imagine. Your next vacation could be courtesy of ScoreCard and your Sandia Area Mastercard. More here  ►

Need help?

Reach ScoreCard Customer Service at any time by calling 800-854-0790. You can:

  • Check your point balance.
  • Request an awards catalog.
  • Get point redemption instructions.
  • Get the status of an order.
  • If these options are not what you need, you can also transfer to a live representative, Monday – Friday, from 7 am – 9 pm Mountain Time.

Your World Rewards Mastercard is a convenient, powerful and safe payment tool. Keep it safe by taking some common-sense precautions.

  • Sign the back of your card immediately to help protect your card from unauthorized use.
  • Always protect your debit card and keep it in a safe place, just as you would cash, credit cards or checks.
  • Do not leave your debit card lying around the house or on your desk at work.
  • If your card is lost or stolen, or you suspect it is being used fraudulently, report it immediately.
  • If your card is lost or stolen, your card will be canceled and a new card will be ordered for you.
  • Always take sales receipts. Hold on to receipts from your transactions. Don't throw them in public trashcans or even in your own trash without first shredding them. Crooks are known to "dumpster-dive" for documents that contain personal information.
  • Memorize your PIN and do not write it on your card.
  • Don't choose a PIN a smart thief could figure out, such as letters corresponding to your birth date or your phone number.
  • Never give your PIN to anyone, keep it private.
  • Always know how much money you have in your account and review your monthly statements carefully.
  • Keep your receipts in one place for easy retrieval and better oversight of your account.
  • Never give your card number over the phone unless you initiated the call and are certain that the recipient is legitimate.
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