Your better driving era starts now

Buying a new ride should be fun! Whether you just started to browse or already have your sights set on your new vehicle, the right rate and easy financing can make all the difference.

When you finance through Sandia Area, enjoy up to 90 days with no payments!2

 Apply Now

Buying a new ride should be fun!


Protect Your Purchase

Debt Protection

Debt Protection

Protect you loan with Debt Protection with Life Plus and look out for the ones you love in case of involuntary unemployment, disability, or death.

Learn More

 

Mechanical Repair Coverage

MRC

Don't let an unexpected repair bill break your budget. Mechanical Repair Coverage has your back!

Learn More

Guaranteed Asset Protection

Guaranteed Asset Protection

GAP Plus can help reduce your next loan at the credit union, making it easier to get the replacement vehicle you’ll need.

Learn More

New and Used Auto Loan Rates
Effective Date: 12/20/2023 for vehicle model years 2020-2023
Term in MonthsAPR2 as low as
1-36 5.79%
37-48 6.29%
49-66 6.59%
67-75 6.79%
76-84 7.29%
Federally insured by the NCUA. An Equal Opportunity Lender. Membership eligibility required. Visit Sandia.org/Membership for complete details. 1. Interest accrues during the 90-day deferral period. 2. APR = Annual Percentage Rate effective as of 12/20/2023. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of vehicle and terms of the loan, which can only be determined upon receipt of application.

 Apply Now


Finance right at the dealership!

Just ask for a Sandia Area loan when you make your purchase at your favorite dealership, and enjoy Sandia Area’s great rates and up to 90 days no payments!2

 
 

Federally insured by the NCUA. An Equal Opportunity Lender. Membership eligibility required. Visit Sandia.org/Membership for complete details. 1. APR = Annual Percentage Rate effective as of 12/20/2023. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of vehicle and terms of the loan, which can only be determined upon receipt of application. 2. Interest accrues during the 90-day deferral period.

 

Go to main navigation