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Sandia Area Federal Credit Union
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SPEND

  • Choose Your Checking
  • Cash Back Checking
  • High-Yield Checking
  • Debit Card
  • Digital Wallet
  • Overdraft Protection

SAVE

  • Traditional Savings
  • High-Yield Savings
  • Certificates
  • IRAs
  • Grow Money Market

FEATURES

Direct Deposit

Safe Deposit Boxes

NCUA Share Insurance

 

Vehicle Loans

  • Auto
  • Auto Refinance
  • Motorcycle
  • RV
  • Boat

Home Loans

  • Mortgages
  • Home Equity
  • Land Loans

Personal Loans

  • Share Secured

Personal Line of Credit

Credit Cards

  • Cash Back Rewards
  • Ascend Rewards 
  • Access Mastercard
  • Business Cash Back Rewards

Card Services

  • Transfer a Balance
  • Digital Wallet
  • Lost or Stolen Cards
  • Activate a Card
  • ID Theft Protection

Loan Payment Center

Calculators

Current Rates

Business Checking

Business Savings

Business Loans

  • Business Vehicle Loans
  • Business Equipment Loans
  • Commercial Real Estate Loans

Business Cards

  • Business Cash Back Rewards
  • Business Debit Cards

Business Services

  • Business Online Banking
  • Merchant Services

Connect With Us

Your Employee Services

Sandia Area Investment Services

  • Retirement
  • Life Stages
  • Education
  • Events
  • Meet With a Financial Professional
  • Access Your Investment Accounts

We Also Provide

  • Inszone Insurance
  • Debt Protection
  • Guaranteed Asset Protection (GAP)
  • Mechanical Repair Coverage
  • Accidental Death & Dismemberment

Estate Planning Toolkit

About Sandia Area

  • Membership
  • Permaculture
  • Community
  • Branches & Locations

Open an Account

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Mobile & Online Banking

  • Online Banking
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  • Sandia Area Blog
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Calculators

Financial Fraud & Security Center

NCUA Share Insurance

Annual Meeting 2026

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Contact Us

Contact Us

 
 
 

Find a Branch

Access Our eLobby


Phone Assistance


Call or Text

505.292.6343

Monday - Friday 8:00 am - 6:00 pm

Saturday 9:00 am - 1:00 pm

505.292.6343
Toll Free outside NM: 800.228.4031


Call24

505.292.6900 (click here for a menu)
800.544.7287


Sandia Area Investment Services

505.256.6070


Other Assistance


Chat

Ask Sage 24/7/365

Live chat available: 

Monday - Friday 9:00 am-6:00 pm

Saturday 9:00 am-1:00 pm


Mail

Sandia Area Federal Credit Union

PO Box 18044
Albuquerque, NM 87185-0044


eMail

member.services@sandia.org

Use this address for general questions about our products or services. Electronic mail is not secure, and should not include confidential or personal information.

Monitored:

Monday to Friday 9:00 am-6:00 pm

Saturday 9:00 am-1:00 pm


Secure eMail

Use our encrypted Secure eMail for any questions containing personal information. Log in to Online Banking and select the "Messages" icon.

Monitored:

Monday to Friday 9:00 am-6:00 pm

Saturday 9:00 am-1:00 pm


Account Closure

Members can initiate the account closure process by contacting us via secure chat, text/call at 505.292.6343, or by contacting us directly at member.services@sandia.org.  For questions regarding personal information and retention see privacy policy. Click here for the privacy policy


Report a lost or stolen card


Debit Mastercard®

1.800.453.4270


Sandia Area Mastercard® Credit Card

1.800.325.3678 or International Collect 636.722.7111


Report Debit Card Fraud

If you have recently experienced unauthorized debit card activity, click below to report it immediately.

Report Fraud

 


The fastest way to get a response concerning your account is to contact Sandia Area’s staff. The Supervisory Committee at Sandia Area will review situations that have not been resolved. The address of the Supervisory Committee is PO Box 18061, Albuquerque, NM 87185.


You may contact our CEO at SAFCU.CEO@sandia.org with any questions or concerns you may have.


Holiday Closures

New Year's Day

Thursday, January 1, 2026
 

Memorial Day

Monday, May 25, 2026
 

Labor Day

Monday, September 7, 2026
 

Thanksgiving Day

Thursday, November 26, 2026
 

Martin Luther King Jr. Day

Monday, January 19, 2026

Juneteenth

Friday, June 19, 2026

Indigenous Peoples' Day

Monday, October 12, 2026

Christmas Eve

Thursday, December 24, 2026
@ 3:00pm

Presidents' Day

Monday, February 16, 2026

Independence Day

Saturday, July 4, 2026

Veterans Day

Wednesday, November 11, 2026

Christmas Day

Friday, December 25, 2026

 

 

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Sandia Area Federal Credit Union
P.O. Box 18044
Albuquerque, NM 87185

1.505.292.6343
1.800.228.4031

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National Credit Union AdministrationEqual Housing Lender

This Credit Union is federally insured by the National Credit Union Administration (NCUA).

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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Copyright © Sandia Area Federal Credit Union. All Rights Reserved.

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