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SCAM ALERT: Sandia Area members are continuing to report fraudulent phone calls and text messages from people claiming to be Sandia Area member representatives. This includes spoofed phone numbers which appear to originate from Sandia Area. Please be aware that Sandia Area will NEVER initiate a phone call or text message asking for your online banking credentials or to request a transfer of funds. Learn more ► 

Payments and Transfers

Pay bills. Transfer money. Pay friends and family.

Our online and mobile services make it easy for you to pay bills and move your money!

With Sandia Area's online and mobile services access your free online bill pay to receive and pay bills online safely and easily, anytime and anywhere; pay virtually anyone using our mobile app and your mobile device with P2P - or person to person payment; transfer money from other accounts to your Sandia Area account; and quickly and easily make purchases when you combine Apple Pay with your Sandia Area Mastercard.

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Online Bill Pay & Bill Presentment

Receive and pay your bills safely and easily with Sandia Area’s free Online Bill Pay. Simply go online anytime, anywhere, and pay anyone you want.

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Send money to friends and family with P2P

You can pay virtually anyone using your mobile device and our app. All you need is a mobile phone number or email address to send money to anyone, anytime and anywhere.

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Transfer money to accounts here or elsewhere

With our Transfer services, you now can easily move money from your accounts here, to other accounts at Sandia Area or accounts at other financial institutions.

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Apply Pay logo

Apple Pay

When you combine Apple PayTM with your Sandia Area MasterCard, there is no need to share your credit and debit card numbers.

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Must have a Sandia Area Checking Account to use Online Bill Pay. Online Bill Pay is free for the first 10 transactions each month, and $0.50 per month for additional transactions. eBills in Online Bill Presentment are only available from select companies. The number of companies offering this convenient feature is growing all the time. Refer to our list of eBill accounts to see who's offering this service.

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