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Boat Loans

Our loans will float your boat.

Set sail for a summer of fun.

With a boat loan from Sandia Area, you'll spend less time worrying about monthly payments and more time having fun on the water. Like all of our loans, boat loans come with flexible terms and some of the lowest interest rates around. These competitive rates and flexible terms are also good for other personal watercraft, such as jetskis. 

We'll provide the affordable financing. You provide the fun.

Apply Now

  • Up to 100% financing
  • No application fees
  • Terms up to 84 months
  • As low as 5.00% APR1

New Boat Loans
Effective Date: 02/12/18 for model years 2014-2018
Term in MonthsAPR1 as low asApproximate Payment2
24 5.00% $878
36 5.00% $599
48 5.75% $467
60 5.75% $384
72 5.75% $329
84 5.99% $292

Sandia Area membership required for all loans. Other rates, terms and model years available.

1. APR=Annual Percentage Rate effective as of 02/12/18. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 100% financing available for qualified applicants. 2. Payment example based on $20,000 loan.

Refinances Welcome

Get more mileage for your money when you refinance your current loan from another financial institution. You could lower your monthly payments and save thousands! 

Apply Now

  • Up to 100% financing
  • No application fees
  • Terms up to 84 months
  • As low as 5.00% APR1

Boat Refinance Loans
Effective Date: 02/12/18 for model years 2014-2018
Term in MonthsAPR1 as low asApproximate Payment2
24 5.00% $878
36 5.00% $599
48 5.75% $467
60 5.75% $384
72 5.75% $329
84 5.99% $292

Sandia Area membership required for all loans. Other rates, terms and model years available.

1. APR=Annual Percentage Rate effective as of 02/12/18. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 100% financing available for qualified applicants. 2. Payment example based on $20,000 loan.

Financial Calculators

Calculate the monthly payments of your boat loan ►

Calculate your payment if you refinance your boat loan from another institution ►

 


Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed.

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