If your money isn’t in a Grow Money Market account, you’re missing out on higher earnings. With rates over 3X the national bank average and full access to your funds, there’s no reason to wait—start growing your savings today.
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Earn more than 3X the national bank average
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100% access to your funds
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Risk-free growth
The Grow Money Market savings account offers no minimum balance fees, full access to your savings, and an unmatched dividend rate for ANY balance over $500!

Rates are accurate as of 07/26/2023. For more information, visit ncua.gov.

One great rate—whether your balance is $500 or $500,000. Anyone can save and grow with confidence.
Enjoy the benefits of a smarter savings account:
Risk-free growth with full access to your money—it’s savings that truly works for you.
| Minimum Balance Required | Dividend Rate | APY1 |
|---|---|---|
| $500.00-$9,999.99 | 1.982% | 2.00% |
| $10,000.00-$24,999.99 | 1.982% | 2.00% |
| $25,000.00-$49,999.99 | 1.982% | 2.00% |
| $50,000.00-$99,999.99 | 1.982% | 2.00% |
| $100,000.00-$149,999.99 | 1.982% | 2.00% |
| $150,000.00-$199,999.99 | 1.982% | 2.00% |
| $200,000.00-$249,999.99 | 1.982% | 2.00% |
| $250,000.00-$499,999.99 | 1.982% | 2.00% |
| $500,000 & Over | 1.982% | 2.00% |
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CALL
Reach out to a Member Service Representative for assistance at 505.292.6343, or Toll Free at 800.228.4031
Federally insured by the NCUA. An Equal Opportunity Lender. Membership eligibility required. Visit Sandia.org/Membership for complete details. Subject to Regulation D limitations. 1. APY = Annual Percentage Yield. Rate effective as of 07/26/2023. Rate may change after the account is opened and is subject to change without notice. Sandia Area reserves the right to modify, change, or remove this product offering at any time. Dividends are compounded and credited to your account monthly. Fees may reduce earnings on your account. Restrictions apply. Please refer to our Schedule of Fees and Truth in Savings disclosures for further information.