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Grow Money Market

Is your money working for you?

If your money isn't in a Grow Money Market account, you're not earning as much as you could be. 

Dividend Rate 10X the national average

Dividend rate more than 3X the national average

100% access to your funds

100% access to your funds

Risk-free growth

Risk-free growth

One of the highest dividend rates nationwide

The Grow Money Market savings account offers no minimum balance fees, full access to your savings, and an unmatched dividend rate for ANY balance over $500!

Earn 1.00% APY with the Sandia Area Grow Money Market Account! Compare to the National Average and see how you can start saving today.

Rates are accurate as of 07/26/2023. For more information, visit ncua.gov.


Don't let your money sit

Move it to a Grow Money Market Account



Grow Money Market Account


One great rate, whether your balance is $500 or $500,000. Anyone can save!

Grow Money Market Account


Your savings are federally insured by the NCUA up to $250,000. That’s risk-free savings.

Grow Money Market Account


With the Grow Money Market account, enjoy unlimited deposits and in-person withdrawals and up to six (6) electronic transfers a month.

Grow Money Market
Effective Date: 07/26/2023
Minimum Balance RequiredDividend RateAPY1
$500.00-$9,999.99 1.982% 2.00%
$10,000.00-$24,999.99 1.982% 2.00%
$25,000.00-$49,999.99 1.982% 2.00%
$50,000.00-$99,999.99 1.982% 2.00%
$100,000.00-$149,999.99 1.982% 2.00%
$150,000.00-$199,999.99 1.982% 2.00%
$200,000.00-$249,999.99 1.982% 2.00%
$250,000.00-$499,999.99 1.982% 2.00%
$500,000 & Over 1.982% 2.00%

Ready to watch your savings grow? You have three convenient ways to open your Grow Money Market account now! 



Subject to Regulation D limitations. 1. APY = Annual Percentage Yield. Rate effective as of 05/05/2023. Rate may change after the account is opened and is subject to change without notice. Sandia Area reserves the right to modify, change, or remove this product offering at any time. Dividends are compounded and credited to your account monthly. Fees may reduce earnings on your account. Restrictions apply. Please refer to our Schedule of Fees and Truth in Savings disclosures for further information.

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