Rates Are Falling!
Car payment too high? Don't pay more than you need to for your auto loan. It's the season of savings when you refinance with Sandia Area! You could:
- Lower your monthly payments
- Pay your vehicle off faster
Plus, you'll enjoy 90 days with no payments!1
Benefits of Refinancing:
Competitive rates as low as 5.99% APR2 for 84 months
As low as 4.99% APR2 for 48 months
No payments for 90 days1
No refinance charges, No early payoff or prepayment penalties
| Term in Months | APR1 as low as |
|---|---|
| 1-36 | 4.99% |
| 37-48 | 4.99% |
| 49-66 | 5.29% |
| 67-75 | 5.59% |
| 76-84 | 5.99% |
Federally insured by the NCUA. An Equal Opportunity Lender. Membership eligibility required. Visit Sandia.org/Membership for complete details. 1. APR = Annual Percentage Rate effective as of 08/07/2024. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. Not all applicants will qualify for the lowest rate. All consumer loans are charged simple interest with no pre-payment penalty. Actual interest rate charged is based on credit history, age of vehicle and terms of the loan, which can only be determined upon receipt of application. Terms up to 84 months available. Up to 125% financing. | |
See How Much You Can Save On Your Auto Loan!
Discover how refinancing your car loan with Sandia Area can free up cash for your next adventure.
Protect Your Purchase
Debt Protection
Protect your loan with Debt Protection with Life Plus and look out for the ones you love in case of involuntary unemployment, disability, or death.
Mechanical Repair Coverage
Don't let an unexpected repair bill break your budget. Mechanical Repair Coverage has your back!
Guaranteed Asset Protection
GAP Plus can help reduce your next loan at the credit union, making it easier to get the replacement vehicle you’ll need.
Learn
Should I Refinance?
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