Go to main content
Routing Number #307070047Payments Careers
Locations
Sandia Area Federal Credit Union
Schedule an Appointment

Vehicle Loans

  • Auto
  • Auto Refinance
  • Motorcycle
  • RV
  • Boat

Home Loans

  • Mortgages
  • Home Equity
  • Land Loans

Personal Loans

  • Share Secured
  • Personal Line of Credit

Tools

  • Loan Payment Center
  • Calculators
  • Current Rates
  • Loan Protection
  • Insurance

Checking

  • Checking Accounts
  • Cash Back Checking
  • High-Yield Checking

Savings

  • High-Yield Savings
  • Traditional Savings
  • Money Market
  • Certificate of Deposit

Cards

  • Digital Wallet
  • Debit Card
  • Cash Back Credit Card
  • Rewards Credit Card
  • Access Credit Card

Extras

  • Overdraft Protection
  • Safe Deposit Boxes
  • IRA Savings Accounts

Financing

  • Business Vehicle Loans
  • Business Equipment Loans
  • Commercial Real Estate Loans

Accounts

  • Business Checking
  • Business Savings

Cards

  • Cash Back Rewards Card
  • Debit Cards

Resources

  • Online Banking
  • Merchant Services
  • Employee Services
  • Business Insurance
  • Schedule Business Consultation

Digital Banking

  • Online & Mobile Banking
  • Online Bill Pay
  • eStatements

Payment Services

  • Digital Wallet
  • Zelle®
  • Transfer a Balance

Tools

  • Card Services
  • Financial Calculators
  • Current Rates

Invest

  • Retirement Planning
  • Life Stage Planning
  • Education Planning
  • Meet with a Financial Planner
  • Investment Account Login

Insure

  • Home & Auto Insurance
  • Accidental Death & Dismemberment
  • NCUA Share Insurance

Loan Protections

  • Debt Protection
  • GAP Insurance
  • Mechanical Repair Coverage

Education

  • Financial Resources
  • FAQs
  • Tax Resources Center

Tools

  • Calculators
  • Estate Planning Toolkit
  • Current Rates

Security

  • Fraud & Security Center
  • ID Theft Protection
  • Lost or Stolen Cards
  • Debit Card Lock

About

  • Who We Are
  • Careers
  • Blog

Community

  • Events
  • Permaculture
  • In the News

Contact Us

  • Branches & Locations
  • FAQs
  • Contact

Join

  • Open an Account
  • Apply for a Loan

Digital Wallet

Banking Wherever You Go

Log In to Card Services Sign Up for Online Banking
What is a Digital Wallet

Forgot Your Wallet?
No Problem!

A digital wallet stores your Sandia Area debit or credit card securely on your smartphone, so you can pay with just a tap — no physical card needed. Whether you're shopping in-store, online, or in an app, your Sandia Area card is ready to go right from your device.

paying by phone tap
Download Our App

Banking. Everywhere.

The Sandia Area Mobile App makes managing your finances simple and secure. Check balances, deposit checks, pay bills, and set up your digital wallet — all in one place, right from your phone.

Available On The App Store Available On The Google Play Store
phone debit card image
Mobile Features that Keep You in Control

More Ways to Pay

Your Sandia Area debit and credit cards work with the most popular digital wallet platforms, so you always have a secure, convenient way to pay — wherever life takes you.

Easy as 1, 2, 3

How It Works

Setting up your digital wallet is quick and simple. Your Sandia Area card is ready to use in minutes — no need to carry your physical card.

Step 1

Add your Sandia Area card to your digital wallet app of choice

Step 2

Verify using a one-time passcode sent to your phone or email

Step 3

Your card is added and ready for fast, secure payments anywhere contactless is accepted

Apple Pay Logo

Apple Wallet

Add your Sandia Area debit or credit card to Apple Wallet for fast, secure, contactless payments at millions of locations — right from your iPhone, Apple Watch, iPad, or Mac.

Add to Apple Wallet How to Set Up
Google Pay Logo

Google Wallet

Pay in stores, in apps, and online with your Sandia Area card through Google Wallet. Quick, secure, and contactless — your card is always at the ready on your Android device.

Add to Google Wallet How to Set Up
Samsung Wallet Logo

Samsung Wallet

Samsung Wallet makes it easy to pay with your Sandia Area card on any compatible Galaxy device. Tap to pay at any contactless terminal — quickly and securely.

Add to Samsung Wallet How to Set Up
Zelle Logo

Pay with Zelle®

Send and receive money directly between bank accounts with Zelle®, built right into the Sandia Area mobile app. Split the bill, pay a friend, or send funds to family — fast, safe, and simple.1

Set Up Zelle Learn More

1 Must have a bank account in the U.S. to use Zelle®. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

More Ways to Pay

Set Up Your Digital Wallet

Your Sandia Area debit and credit cards are ready to go wherever you go. Get started with your digital wallet today — it only takes a few minutes to set up.

Login to Card Services Sign Up for Online Banking
Go to main navigation
We're Here to Help

Sandia Area Federal Credit Union
P.O. Box 18044
Albuquerque, NM 87185

1.505.292.6343
1.800.228.4031

Connect with Us
Facebook X Instagram LinkedIn
Mobile Apps
Download mobile appDownload mobile app
National Credit Union AdministrationEqual Housing Lender

This Credit Union is federally insured by the National Credit Union Administration (NCUA).

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Policies & Disclosures Patriot Act Privacy Lost & Stolen Cards Site Map Accessibility Contact Us

Copyright © Sandia Area Federal Credit Union. All Rights Reserved.

mountains
Home
Auto LoansAuto RefinanceMotorcycle LoansRV LoansBoat Loans
MortgagesHome EquityLand Loans
Share Secured Personal LoansPersonal Line of Credit
Loan Payment CenterCurrent Loan RatesDebt Protection
Checking AccountsCash Back CheckingHigh-Yield Checking
High-Yield SavingsTraditional SavingsGrow Money MarketCertificates
Debit CardRewards Credit CardCash Back Credit CardAccess Credit Card
Overdraft ProtectionSafe Deposit BoxesIRA Savings Accounts
Vehicle LoansEquipment LoansCommercial Real Estate
Business CheckingBusiness Savings
Business Debit CardBusiness Cash Back Rewards
Business Online BankingMerchant ServicesEmployee ServicesSchedule Business Consultation
Online & Mobile BankingCard ServiceseStatements
Digital WalletZelleTransfer a Balance
RetirementLife StagesEducationMeet With A Financial Professional
Guaranteed Asset Protection (GAP)Mechanical Repair CoverageAccidental Death & DismembermentNCUA Share InsuranceHome & Auto Insurance
Financial Resources
Financial CalculatorsEstate Planning Toolkit
Fraud Center
About Sandia AreaSandia Area BlogCareers
CommunityMember EventsPermacultureNews & Resources
Branches & LocationsContactFrequently Asked Questions
Membership
505-256-6063

Finding the perfect home is exciting - financing it should be just as simple.

Explore Mortgage Options

Online Banking Login
Forgot Password Forgot Username Registration Browser Support