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Readi-Cash Line of Credit

Establish now and borrow as the need arises. Your Readi-Cash Line of Credit offers the flexibility you need with affordable monthly payments.

  • Rates start at 8.75% APR1
  • Terms up to 36 months
  • Use as overdraft protection for your Sandia Area checking account

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See current rates and terms here

Want even more flexibility?

While our signature loans and lines of credit meet the needs of many members, consider a low-rate Sandia Area Mastercard. With no annual fee, no balance transfer fees, and no cash advance fees, a Sandia Area Mastercard may be your ticket!


Sandia Area membership required. All loans are subject to credit approval. 1. Readi-Cash Line of Credit is a variable APR (Annual Percentage Rate) based on the value of an index plus a margin and is subject to increase.  The current margin is 5.50% and is subject to change. 

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