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Get The Most Out Of Your Savings

Maximize your earnings while maintaining easy access to your funds. Sandia Area has the business savings options that are right for you.

Open your account in any branch, or contact us for convenient online account opening.

Traditional Business Savings

This account is ideal for small business owners, and required for membership. Pay no monthly service fees with only a $5 minimum balance requirement.

Business Money Market Savings

Perfect for businesses with extra cash on hand. Maintain easy access to your funds while earning a nationally competitive dividend rate.2

  • Check-writing access (up to three transactions per month)1
  • Minimum balance of only $1,000
  • Insured to at least $250,000 by NCUA, in some cases more

Business Share Certificates

Earn more on your deposits with terms starting at six months3.

  • Open with just $500
  • Insured to at least $250,000 by NCUA, in some cases more

1. Subject to Regulation D limitations. 2. APY = Annual Percentage Yield. Rates are accurate as of 08/18/2020 and are subject to change without notice. You must maintain the minimum daily balance in your account each day to obtain the disclosed Annual Percentage Yield. $5 monthly fee may be imposed for accounts falling below the $1,000 minimum. Fees may reduce the earnings on dividend-earning accounts. Rates for variable rate accounts are subject to change after the account has been opened. 3. APY = Annual Percentage Yield and assumes principal and interest remain on deposit for the term of the Certificate. Rates are accurate as of 01/05/2021 and are subject to change without notice. $500 minimum required for Share Certificates. Substantial penalties may be imposed for early withdrawal and could reduce earnings.

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