Grow Your Business Reserves, Effortlessly
Build your financial foundation with a business savings account designed for flexibility and growth. With competitive earnings and easy access to your funds, Sandia Area helps you make the most of your money—without sacrificing liquidity. Contact us to get started.
Traditional Business Savings
This account is ideal for small business owners, and required for membership. Pay no monthly service fees with only a $5 minimum balance requirement.
- Unlimited free access1
- An overdraft source for your checking account1
- Access and transfer funds through Online and Mobile Banking
Business Money Market Savings
Perfect for businesses with extra cash on hand. Maintain easy access to your funds while earning a nationally competitive dividend rate.2
Business Share Certificates
Earn more on your deposits with terms starting at six months3.
- Open with just $500
- Insured to at least $250,000 by NCUA, in some cases more
Federally insured by the NCUA. Membership eligibility required. Visit Sandia.org/Membership for complete details. $5 minimum deposit required upon account opening. 1. Subject to Regulation D limitations. 2. APY = Annual Percentage Yield. Rates are accurate as of 08/18/2020 and are subject to change without notice. You must maintain the minimum daily balance in your account each day to obtain the disclosed Annual Percentage Yield. Fees may reduce the earnings on dividend-earning accounts. Rates for variable rate accounts are subject to change after the account has been opened. 3. APY = Annual Percentage Yield and assumes principal and interest remain on deposit for the term of the Certificate. Rates are accurate as of 04/02/2025 and are subject to change without notice. $500 minimum required for Share Certificates. Substantial penalties may be imposed for early withdrawal and could reduce earnings.
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