Personal insurance does not only provide financial protection on your assets and properties. It is also an excellent investment to help you and your loved ones have a more stable and secure future.
Homeowners Insurance: Covers your home and personal belongings against damage or loss from events like fire, theft, or natural disasters. Also includes liability protection. Essential for protecting your biggest investment—your home.
Renters Insurance: Protects your personal belongings if you're renting an apartment or home and provides liability coverage. Critical for renters to safeguard possessions and cover potential legal costs.
Auto Insurance: Covers damage to your vehicle and liability for accidents involving injury or property damage. Required by law in most states and essential for financial protection on the road.
Life Insurance: Provides financial support to your beneficiaries in the event of your death. Important for ensuring your loved ones are financially secure, covering expenses like mortgages, education, and living costs.
Health Insurance: Covers medical expenses like doctor visits, hospital stays, and prescriptions. Vital for managing the high cost of healthcare and ensuring access to necessary medical services.
Disability Insurance: Provides income if you are unable to work due to a disability. Critical for protecting your financial stability in case of injury or illness that prevents you from working.
Umbrella Insurance: Offers additional liability coverage beyond the limits of your auto, home, or boat insurance policies. Important for extra protection against large lawsuits or claims.
Flood Insurance: Covers damage to your home and belongings from flooding, which is not typically included in standard homeowners policies. Essential for homeowners in flood-prone areas to protect against water damage.
Condo Insurance: Covers personal property and any interior damage to your condo unit, along with liability coverage. Important for condo owners to protect against loss and liability.
Boat Insurance: Covers damage to your boat, injuries, and liability for accidents on the water. Necessary for boat owners to protect their watercraft and cover legal responsibilities.
Motorcycle Insurance: Provides coverage for damage to your motorcycle and liability for accidents. Crucial for motorcyclists to stay protected on the road.
Pet Insurance: Helps cover veterinary bills for illnesses and injuries. Important for pet owners to manage the cost of unexpected medical expenses.
 

Inszone offers tailored solutions for both Employee Benefits and Personal Benefits. For businesses, group health, dental & vision, and life insurance to protect employees and enhance your benefits package. As your all-in-one insurance agency, Inszone is committed to meeting both your business and personal insurance needs.
Health Insurance: Provides employees with coverage for medical expenses, including doctor visits, hospital stays, and prescriptions. Vital for ensuring employees have access to necessary healthcare services and helping them manage the high cost of medical care.
Dental and Vision Insurance: Offers coverage for dental care and vision-related services, such as routine cleanings, eye exams, and corrective lenses. Important for promoting overall employee well-being and reducing out-of-pocket healthcare costs.
Life Insurance: Provides financial protection for employees' families in the event of their death. Critical for employees to ensure that their loved ones are taken care of, covering funeral costs, debts, and ongoing living expenses.
Disability Insurance: Replaces a portion of an employee’s income if they are unable to work due to illness or injury. Essential for protecting employees' financial security when they face an unexpected disability.

Owning a business can be overwhelming. Part of being a business owner is knowing that you and your business are exposed to multiple risks.  From unforeseen catastrophic events to expensive lawsuits, you and your business can take a big hit that may result in its downfall. Faced with a number of exposures you need to have safety controls in place and execute your plan if disaster hits. Being uninsured or underinsured is the last thing you want to worry about.
Fortunately, there are insurance policies custom tailored for your business and its unique exposures.  A good conversation with your insurance specialist could mean the difference between being protected and being left out in the cold.
As an all-in-one insurance agency, we, at Inszone, have access to a wide variety of business insurance products that are made to fit your business’ requirements. We have the industry specific insurance knowledge you need to make the right decision for your business.

• General Liability Insurance: Protects your business from claims involving bodily injury, property damage, and legal fees. Essential for safeguarding against common risks every business faces.
• Commercial Property Insurance: Covers your business property from damage or loss due to events like fire, theft, or natural disasters. Critical for protecting your physical assets, such as buildings, equipment, and inventory.
• Workers' Compensation Insurance: Provides wage replacement and medical benefits to employees injured on the job. Required in most states and vital for employee protection and reducing liability.
• Professional Liability Insurance (Errors & Omissions): Shields your business from claims of negligence, mistakes, or failure to deliver services. Important for service-based industries, including lawyers, accountants, and consultants.
• Commercial Auto Insurance: Covers vehicles used for business purposes in case of accidents, theft, or damage. Crucial for businesses that rely on vehicles to transport goods or provide services.
• Cyber Liability Insurance: Protects your business from data breaches, cyber-attacks, and the resulting legal costs or financial losses. As cyber threats increase, this coverage is essential for any business handling sensitive data.
• Business Interruption Insurance: Covers lost income and operating expenses if your business is forced to shut down due to a covered event. Ensures business continuity during unforeseen interruptions like natural disasters or fires.
• Directors & Officers (D&O) Insurance: Protects company leadership from personal losses due to legal actions brought against them for their decisions in managing the company. Crucial for protecting key decision-makers.
• Inland Marine Insurance: Covers goods, tools, and equipment in transit or stored off-site. Important for contractors, builders, and businesses that frequently move valuable assets.
• Commercial Umbrella Insurance: Provides additional liability coverage beyond the limits of your existing policies. Essential for businesses seeking extra protection from costly lawsuits.
• Product Liability Insurance: Protects your business from claims related to defective products causing injury or damage. Critical for manufacturers, retailers, and distributors.
• Employment Practices Liability Insurance (EPLI): Covers claims arising from employment-related issues such as wrongful termination, harassment, or discrimination. Important for protecting your business from costly employee-related lawsuits.