RV Loans
Apply TodayTravel Towards Better Financing
Explore the country with the comfort of home. With an RV Loan from Sandia Area, you can affordably travel America. We can finance your new or used RV, trailer, camper, motor home, or other recreational vehicle.
Already have an RV loan financed with another lender? We will help you refinance so you could lower your monthly payments and save thousands over the life of your loan!
- Rates start at 7.49%1
- Get a National Parks Pass when your loan closes2
- Up to 100% financing
- No applications fees
- Terms up to 240 Months3
| Term in Months | APR1 as low as |
|---|---|
| 36 | 7.49% |
| 60 | 7.49% |
| 72 | 7.99% |
| 84 | 7.99% |
| 120 | 8.29% |
| 144 | 8.49% |
| 180 | 8.79% |
| 240 | 8.99% |
| Federally insured by the NCUA. An Equal Opportunity Lender. Membership eligibility required. Visit Sandia.org/Membership for complete details. 1. APR=Annual Percentage Rate effective as of 02/05/2025. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Terms up to 180 months available. Up to 100% financing. 240 month term available only self-contained recreational units. | |
Getting Started Is Easy
Financing your next ride with Sandia Area is simple. From the moment you apply to the day funds are ready, we keep the process clear and quick so you can focus on the road ahead. Here's how it works in three easy steps.
Apply
Step 1
Start your application online in minutes, whether you're browsing or ready to buy your RV.
Apply Now
Review
Step 2
We review your application, and if you qualify, we match you with a competitive rate based on your credit history, the age of your vehicle, and your loan terms.
Approve
Step 3
Once you're approved and your loan is loan is closed, we will send you a gift card to use towards the purchase of a National Parks Pass.
Wondering What Your Auto Loan Payments Could Be?
Use our Auto Loan Calculator to quickly estimate your monthly payments, plan your budget, and hit the road with the right loan!
Finance Here
Finance Right at the Dealership!
Just ask for a Sandia Area loan when you make your purchase at your favorite dealership, and enjoy Sandia Area's great rates and up to 90 days no payments!2
Apply TodayInzone Insurance
Essential Protection for Your Vehicle
Sandia Area partners with Inszone Insurance to provide reliable vehicle insurance options, with the coverage that fits your needs. Get a quote today!
Learn More
Sandia Area membership required for all loans. Other rates, terms and model years available. 2. RV loans of at least $15,000 qualify to receive a free National Parks Pass after loan closing. The value of the National Parks Pass will be delivered via electronic REI gift card or mailed an REI gift card for those without access to email. Member must complete purchase of the National Parks Pass either in store or online at REI.com. 3. Only self-contained recreational units are eligible for up to 240 month term or 180 month term. Minimum loan amount for 180 and 240 month term is $70,000.
