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SCAM ALERT: Sandia Area members are continuing to report fraudulent phone calls and text messages from people claiming to be Sandia Area member representatives. This includes spoofed phone numbers which appear to originate from Sandia Area. Please be aware that Sandia Area will NEVER initiate a phone call or text message asking for your online banking credentials or to request a transfer of funds. Learn more ► 

RV There Yet?

Explore the country with the comfort (and safety) of home.

Apply Today

Recreational Vehicle loan rates starting at

4.29% APR1

Plus, get a National Parks Pass when your loan closes2

apply today

With an RV Loan from Sandia Area, you can affordably travel America. We can finance your new or used RV, trailer, camper, motor home, or other recreational vehicle. Already have an RV loan financed with another lender? We will help you refinance so you could lower your monthly payments and save thousands over the life of your loan! 

  • Up to 100% Financing
  • No Application Fees
  • Terms up to 240 Months3

RV Purchase and Refinance Rates
Effective Date: 01/27/2021 for model years 2018-2021
Term in MonthsAPR1 as low asApproximate Payment2
36 4.29% $594
60 4.99% $378
72 5.79% $330
84 5.89% $292
120 5.99% $223
144 5.99% $196
180 6.99% $181
240 7.99% $168

Sandia Area membership required for all loans. Other rates, terms and model years available.

1. APR=Annual Percentage Rate effective as of 01/27/2021. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 100% financing available for qualified applicants. Only self-contained recreational units are eligible for up to 240 month term or 180 month term. Minimum loan amount for 180 and 240 month term is $70,000. Vehicle Loan example: monthly payment of $378 on a $20,000 loan for 60 months at 4.99% APR 2. Payment example based on $20,000 loan. 3. National Parks Pass is received on the closing of an RV loan for $15,000 or more.


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