Traditional Savings

Whatever your financial goal, Sandia Area has a savings solution.

Open an Account 

What are YOU saving for?

Your Sandia Area savings account is more than just the cornerstone of membership, it's your springboard for growing small amounts of cash into larger sums. With no monthly maintenance fees and free online & mobile access, we’ve made it easy for you to get started!

Savings Account Features

• A low minimum balance of $5 is all that is required
• No time commitment, and no penalty for withdrawals
• Unlimited free access¹
• Direct deposit of pension, Social Security, or other recurring checks
• An overdraft source for your checking account¹
• Account may be used as collateral for a savings secured loan
• Access and transfer funds through Online and Mobile Banking 
• Money Market, Share Certificates and Retirement Accounts are also available

Did you know? Experts recommend you keep a minimum of three months worth of living expenses in an accessible savings account as part of your overall financial plan.

1. Subject to Regulation D limitations