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Traditional Savings


Whatever your financial goal, Sandia Area has a savings solution.


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What are YOU saving for?

Your Sandia Area savings account is more than just the cornerstone of membership, it's your springboard for growing small amounts of cash into larger sums. With no monthly maintenance fees and free online & mobile access, we’ve made it easy for you to get started!

Traditional Savings
Effective Date: 07/27/2022
Minimum Balance RequiredDividend RateAPY1
$100-$999 0.05% 0.05%
$1,000-$49,999 0.10% 0.10%
$50,000+ 0.15% 0.15%
APY= Annual Percentage Yield. Rates effective as of 06/23/2022 and subject to change without notice. Dividends are compounded and credited to your account monthly. Fees may reduce earnings on your account. Retrictions apply. Subject to Regulation D limitations. Please refer to our Schedule of Fees and Truth in Savings disclosures for further information. Membership eligibility required

Savings Account Features

Did you know? Experts recommend you keep a minimum of three months worth of living expenses in an accessible savings account as part of your overall financial plan.

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