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Boost your savings with a reliable, insured, fixed rate of return.


Open a Certificate


Effective Date: 12/07/2022
Certificate TermDividend RateAPY1
6-Month 1.982% 2.00%
12-Month 2.080% 2.50%
24-Month 2.325% 2.35%
36-Month 2.374% 2.40%
48-Month 2.374% 2.40%

Membership eligibility required.

*APY=Annual Percentage Yield. Rates effective as of 11/02/2022 and subject to change without notice. Sandia Area may modify, change, or remove this product offering at any time. Rate valid for balances of $500 or more. Dividends are compounded and credited to your account monthly. Fees may reduce earnings. Refer to our Schedule of Fees and Truth in Savings disclosures for more information. 

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