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Sandia Area Go to main content


Boost your savings with a reliable, insured, fixed rate of return.

Earn more with a Sandia Area Certificate today!

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  • Peace of mind with NCUA insurance to at least $250,000
  • Provides higher dividends earnings than a regular savings account
  • Funds from other financial institutions welcome
  • Can be used in IRAs
  • Low $500 minimum

Share Certificates
Effective Date: 01/05/2021
Share Certificate TermDividend RateAPY1
6-Month 0.349% 0.35%
12-Month 0.648% 0.65%
24-Month 0.698% 0.70%
36-Month 1.045% 1.05%
48-Month 1.193% 1.20%

1APY = Annual Percentage Yield and assumes principal and interest remain on deposit for the term of the Certificate. Rates are accurate as of 01/05/2021 and are subject to change without notice. $500 minimum required for Share Certificates. Substantial penalties may be imposed for early withdrawal and could reduce earnings.

Additional information

Consider a laddering strategy for your Certificates ►

Ways to maximize your share insurance ►

Your funds are safe at Sandia Area ►

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