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Sandia Area Go to main content

SCAM ALERT: Sandia Area members are continuing to report fraudulent phone calls and text messages from people claiming to be Sandia Area member representatives. This includes spoofed phone numbers which appear to originate from Sandia Area. Please be aware that Sandia Area will NEVER initiate a phone call or text message asking for your online banking credentials or to request a transfer of funds. Learn more ► 


Boost your savings with a reliable, insured, fixed rate of return.

Earn more with a Sandia Area Certificate today!

Open now ►


  • Peace of mind with NCUA insurance to at least $250,000
  • Provides higher dividends earnings than a regular savings account
  • Funds from other financial institutions welcome
  • Can be used in IRAs
  • Low $500 minimum

Share Certificates
Effective Date: 01/05/2021
Share Certificate TermDividend RateAPY1
6-Month 0.349% 0.35%
12-Month 0.648% 0.65%
24-Month 0.698% 0.70%
36-Month 1.045% 1.05%
48-Month 1.193% 1.20%

1APY = Annual Percentage Yield and assumes principal and interest remain on deposit for the term of the Certificate. Rates are accurate as of 01/05/2021 and are subject to change without notice. $500 minimum required for Share Certificates. Substantial penalties may be imposed for early withdrawal and could reduce earnings.

Additional information

Consider a laddering strategy for your Certificates ►

Ways to maximize your share insurance ►

Your funds are safe at Sandia Area ►

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