Certificates
Boost your savings with a reliable, insured, fixed rate of return.
Features
- Peace of mind with NCUA insurance to at least $250,000
- Provides higher dividends earnings than a regular savings account
- Funds from other financial institutions welcome
- IRA Share Certificates also available
- Open with as little as $500
Certificates
Effective Date: 12/07/2022
| Certificate Term | Dividend Rate | APY1 |
|---|---|---|
| 6-Month | 1.982% | 2.00% |
| 12-Month | 2.080% | 2.50% |
| 24-Month | 2.325% | 2.35% |
| 36-Month | 2.374% | 2.40% |
| 48-Month | 2.374% | 2.40% |
Membership eligibility required.
*APY=Annual Percentage Yield. Rates effective as of 11/02/2022 and subject to change without notice. Sandia Area may modify, change, or remove this product offering at any time. Rate valid for balances of $500 or more. Dividends are compounded and credited to your account monthly. Fees may reduce earnings. Refer to our Schedule of Fees and Truth in Savings disclosures for more information.
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