Certificates
Boost your savings with a reliable, insured, fixed rate of return.
Earn more with a Sandia Area Certificate today!
Features
- Peace of mind with NCUA insurance to at least $250,000
- Provides higher dividends earnings than a regular savings account
- Funds from other financial institutions welcome
- Can be used in IRAs
- Low $500 minimum
| Share Certificates | ||
| Effective Date: 01/21/2020 | ||
| Share Certificate Term | Dividend Rate | APY1 |
| 6-Month | 1.19% | 1.20% |
| 12-Month | 1.98% | 2.00% |
| 24-Month | 2.33% | 2.35% |
| 36-Month | 2.57% | 2.60% |
| 48-Month | 2.52% | 2.55% |
1APY = Annual Percentage Yield and assumes principal and interest remain on deposit for the term of the Certificate. Rates are accurate as of 01/21/20 and are subject to change without notice. $500 minimum required for Share Certificates. Substantial penalties may be imposed for early withdrawal and could reduce earnings. | ||
Additional information
Consider a laddering strategy for your Certificates ►
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