Certificates
Boost your savings with a reliable, insured, fixed rate of return.
Sandia Area Certificates
Risk-free saving
Open with as little as $500
6-Month - 48-Month terms
Features
- Peace of mind with NCUA insurance to at least $250,000
- Provides higher dividends earnings than a regular savings account
- Funds from other financial institutions welcome
- IRA Share Certificates also available
- Open with as little as $500
Certificate Rates
Effective Date: 03/15/2023
| Certificate Term | Dividend Rate | APY1 |
|---|---|---|
| 6-Month | 2.765% | 2.80% |
| 12-Month | 3.687% | 3.75% |
| 24-Month | 3.203% | 3.25% |
| 36-Month | 2.960% | 3.00% |
| 48-Month | 3.057% | 3.10% |
Sandia Area membership required. 1. APY=Annual Percentage Yield. Rates effective as of 03/15/2023 and subject to change without notice. Sandia Area may modify, change, or remove this product offering at any time. Rates valid for balances of $500 or more. Dividends are compounded and credited to your account monthly. Fees may reduce earnings. Refer to our Schedule of Fees and Truth in Savings disclosures for more information. | ||
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