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Sandia Area Go to main content


Boost your savings with a reliable, insured, fixed rate of return.

Earn more with a Sandia Area Certificate today!

Open now ►


  • Peace of mind with NCUA insurance to at least $250,000
  • Provides higher dividends earnings than a regular savings account
  • Funds from other financial institutions welcome
  • Can be used in IRAs
  • Low $500 minimum

Share Certificates
Effective Date: 05/29/19
Share Certificate TermDividend RateAPY1
6-Month 1.05% 1.05%
12-Month 1.83% 1.85%
24-Month 2.42% 2.45%
36-Month 2.47% 2.50%
48-Month 2.52% 2.55%

1APY = Annual Percentage Yield and assumes principal and interest remain on deposit for the term of the Certificate. Rates are accurate as of 05/29/19 and are subject to change without notice. $500 minimum required for Share Certificates. Substantial penalties may be imposed for early withdrawal and could reduce earnings.

Additional information

Consider a laddering strategy for your Certificates ►

Ways to maximize your share insurance ►

Your funds are safe at Sandia Area ►

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505-292-6343 ext 5
800-228-4031 ext 5

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