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Sandia Area Go to main content


Boost your savings with a reliable, insured, fixed rate of return.

Earn more with a Sandia Area Certificate today!

Open now ►


  • Peace of mind with NCUA insurance to at least $250,000
  • Provides higher dividends earnings than a regular savings account
  • Funds from other financial institutions welcome
  • Can be used in IRAs
  • Low $500 minimum

Share Certificates
Effective Date: 07/01/2020
Share Certificate TermDividend RateAPY1
6-Month 0.598% 0.60%
12-Month 0.847% 0.85%
24-Month 0.995% 1.00%
36-Month 1.045% 1.05%
48-Month 1.094% 1.10%

1APY = Annual Percentage Yield and assumes principal and interest remain on deposit for the term of the Certificate. Rates are accurate as of 07/01/2020 and are subject to change without notice. $500 minimum required for Share Certificates. Substantial penalties may be imposed for early withdrawal and could reduce earnings.

Additional information

Consider a laddering strategy for your Certificates ►

Ways to maximize your share insurance ►

Your funds are safe at Sandia Area ►

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