The Right Checking Account for Every Business
From everyday operations to long-term planning, your business needs the right tools to succeed. Sandia Area’s business checking accounts offer flexibility, convenience, and personalized service—so you can stay focused on what matters most.
Reach out to our commercial services team to get started, or give us a call. We’re happy to guide you to the best fit.
| Best for | If you have an average daily balance of | FREE Features | Free Transactions4 Each Month | Account Fees | |
|---|---|---|---|---|---|
|
Classic Business Checking |
Small businesses with lower balances and less monthly transactions |
$1,000 in combined deposits or $25,000 in loans1
|
Business debit, Online Banking, Night Deposit, 30,000 Free ATMs Nationwide |
50 |
$5 monthly maintenance fee assessed if account or loan amount falls below the minimum. |
|
Preferred Business Checking |
Medium-sized businesses with moderate monthly transactions | $5,000 in combined deposits or $50,000 in loans2 | Business debit, Online Banking, Night Deposit, 30,000 Free ATMs Nationwide |
150 |
$10 monthly maintenance fee assessed if account or loan amount falls below the minimum. |
|
Premium Business Checking |
Larger businesses with higher monthly transactions | $25,000 in combined deposits or $100,000 in loans3 | Business debit, Online Banking, Night Deposit, 30,000 Free ATMs Nationwide |
400 |
$20 monthly maintenance fee assessed if account or loan amount falls below the minimum. |
Federally insured by the NCUA. Membership eligibility required. Visit Sandia.org/Membership for complete details. 1. Monthly maintenance fee of $5 is waived with an average combined deposit daily balance of $1,000 or more. 50 free transactions per month. $0.35 for each additional transaction. Currency deposits are free up to $5,000 per month, then 0.10%. 2. Monthly maintenance fee of $10 is waived with an average combined deposit daily balance of $5,000 or more or combined loan balances of $50,000 or more. 150 free transactions per month. $0.35 for each additional transaction. Currency deposits are free up to $10,000 per month, then 0.10%. 3. Monthly maintenance fee of $20 is waived with an average combined deposit daily balance of $25,000 or more or combined loan balances of $100,000 or more. 400 free transactions per month. $0.35 for each additional transaction. Currency deposits are free up to $15,000 per month, then 0.10%. 4. Deposited items, checks (in-person & remote deposit), in-person cash withdrawal, ACH debits and credits.
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