Becoming a member of Sandia Area means more than just opening an account—it’s joining a community that’s committed to your financial well-being. As a Sandia Area member, you're not just a customer—you’re an owner. Unlike traditional banks, credit unions are member-owned, which means profits are reinvested back into the services and benefits you enjoy. Including better loan rates, lower fees, personalized service, and financial solutions designed to support your lifestyle and aspirations. Join today and experience a credit union that goes beyond banking to help you succeed. When you join Sandia Area, you’re gaining more than just a financial institution—you’re becoming part of a community that values people over profit.
![]()
Individuals who live, work, worship, or attend school in Bernalillo, Sandoval, Santa Fe, Valencia, Torrance, Cibola, Rio Arriba, Mora, San Miguel, or Los Alamos.
![]()
Anyone committed to Permaculture ethics, any graduates of a Permaculture Institute-recognized design course, and members of an affiliated regional Permaculture Institute.
![]()
Immediate family members of an existing Sandia Area member or Sandia Area Employee.
![]()
There are no membership enrollment fees, just the $5 share deposit to get your membership established! It only takes about 10 minutes to apply for Sandia Area membership online. If you are 18 years or older, here's what you'll need to have handy in order to apply:
How to Join
![]()
Open your primary savings account with just $5.
![]()
Add other great accounts and financial tools, including rewarding checking and higher-yield savings such as certificates and money markets.
![]()
Explore all of the perks of your membership, including lower rates on loans, auto refinances, home equities, and higher dividends on your savings.
Go to main navigation