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SCAM ALERT: Sandia Area members are continuing to report fraudulent phone calls and text messages from people claiming to be Sandia Area member representatives. This includes spoofed phone numbers which appear to originate from Sandia Area. Please be aware that Sandia Area will NEVER initiate a phone call or text message asking for your online banking credentials or to request a transfer of funds. Learn more ► 

Move Money

Pay anyone in the U.S. with these quick and easy online payment options

Your business needs to be flexible when making payments and moving money. That's why Sandia Area offers you different ways to make it all happen, depending on your needs.


Move money to an other account or to an account at another institution.

Best for...

  • Quickly transferring funds to another account.


  • Schedule future transfers
  • Set up recurring transfers
  • Receive reminders and alerts

Online Bill Pay

Pay anyone in the U.S. one time or ongoing.

Best for...

  • Paying day-to-day business bills


  • Send payments to any business or individual in the U.S.
  • No need to write or mail checks
  • Easy to set up one-time or recurring payments
  • It is free


ACH Origination

Make electronic payments directly into a bank account

Best for...

  • Payroll
  • Vendor payments
  • Tax payments


  • Directly send money to any U.S. bank account, to a single person or multiple recipients
  • Set up templates to send money to the same accounts
  • Reduce hassle and expense of lost or uncashed checks

Wire Transfers

Send funds as quickly as possible

Best for...

  • Real estate transactions
  • Paying any vendor quickly


  • Fastest way to send money to anyone in the U.S. with a bank account
  • Receive proof of payment when your money is received


See the Online Banking agreement for details.

Domestic wires - $20. ACH Origination - Setup/Implementation - $20, then $20 per month and $0.35 per item. Internal transfers to or from Sandia Area accounts are free. External transfers to or from other institution accounts are $0.50 per transaction.