New Mexico summers were made for the open road, wide-open water, and trails that go on forever. Whether you're financing a motorcycle for weekend rides through the Sandia Mountains, getting an RV loan for a cross-country road trip, or securing a boat loan for lake days on Elephant Butte, Sandia Area has the recreational vehicle loan to get you there. With competitive rates, flexible terms, and 100% financing available, your next adventure starts here.


Every summer fun loan comes complete with 90 days no payments, so your payment can wait for fall. Getting an RV loan of at least $15,000? We'll throw in a National Parks Pass for FREE!2
Get an REI gift card for the purchase of a National Parks Pass when your loan closes.2 This is your ticket to over 2,000 unforgettable adventures.

1. Sandia Area membership required for all loans. Other rates, terms and model years available. APR=Annual Percentage Rate effective as of 02/05/2025. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 100% financing available for qualified applicants.
2. RV loans of at least $15,000 qualify to receive a free National Parks Pass after loan closing. The value of the National Parks Pass will be delivered via electronic REI gift card. Member must complete purchase of the National Parks Pass either in store or online at REI.com.
3. Interest accrues during 90-day deferral period.