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Sandia Area Federal Credit Union
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SPEND

  • Choose Your Checking
  • Cash Back Checking
  • High-Yield Checking
  • Debit Card
  • Digital Wallet
  • Overdraft Protection

SAVE

  • Traditional Savings
  • High-Yield Savings
  • Certificates
  • IRAs
  • Grow Money Market

FEATURES

Direct Deposit

Safe Deposit Boxes

NCUA Share Insurance

 

Vehicle Loans

  • Auto
  • Auto Refinance
  • Motorcycle
  • RV
  • Boat

Home Loans

  • Mortgages
  • Home Equity
  • Land Loans

Personal Loans

  • Share Secured

Personal Line of Credit

Credit Cards

  • Cash Back Rewards
  • Ascend Rewards 
  • Access Mastercard
  • Business Cash Back Rewards

Card Services

  • Transfer a Balance
  • Digital Wallet
  • Lost or Stolen Cards
  • Activate a Card
  • ID Theft Protection

Loan Payment Center

Calculators

Current Rates

Business Checking

Business Savings

Business Loans

  • Business Vehicle Loans
  • Business Equipment Loans
  • Commercial Real Estate Loans

Business Cards

  • Business Cash Back Rewards
  • Business Debit Cards

Business Services

  • Business Online Banking
  • Merchant Services

Connect With Us

Your Employee Services

Sandia Area Investment Services

  • Retirement
  • Life Stages
  • Education
  • Events
  • Meet With a Financial Professional
  • Access Your Investment Accounts

We Also Provide

  • Inszone Insurance
  • Debt Protection
  • Guaranteed Asset Protection (GAP)
  • Mechanical Repair Coverage
  • Accidental Death & Dismemberment

Estate Planning Toolkit

About Sandia Area

  • Membership
  • Permaculture
  • Community
  • Branches & Locations

Open an Account

Apply for a Loan

Mobile & Online Banking

  • Online Banking
  • Mobile Banking
  • Payments & Transfers
  • eStatements & eNotices
  • Banking Tools

Contact Us Careers

News & Resources

  • Sandia Area Blog
  • In the News
  • Financial Resources
  • FAQs
  • Tax Resource Center
  • Events

Calculators

Financial Fraud & Security Center

NCUA Share Insurance

We’re Here for You

Contact Us

Have a question or need support? Reaching us is always simple.

Find a Branch Open an Account
You Have Questions, We Have Answers

How Can We Help You?

Sandia Area membership comes with personalized support, great rates, and a team that’s ready to help. Connect with us any way that works best for you.

 

Card Services

Manage your Sandia Area debit and credit cards, report lost or stolen cards, activate a new card, and more — all from the Card Control Center.

Log into Card Services Learn More

Become a Member

Join the Sandia Area family. Enjoy personalized service, competitive rates, and a community-focused banking experience. Open your account online anytime.

Open an Account Learn About Sandia Area

Have a Question?

Contact Center Hours of Operation:

Monday – Friday 8:00 am – 6:00 pm
Saturday 9:00 am – 1:00 pm

Call or Text: 505.292.6343

For general questions, use email. Electronic mail is not secure and should not include confidential or personal information.

Email Member Services Call 505.292.6343

Report Card Fraud

If you suspect that you are a victim of debit or credit card fraud, take the following measures to protect yourself and your identity. Log into Online Banking to block your card temporarily or reqeust a new one – any time day or night.

Call Sandia Area

Call 505.292.6343

Credit Card Fraud

Call 1-800-Mastercard

Debit Card Fraud

Call 800.543.5073

Call24 Audio Response

Get 24/7 access to take care of your banking business with just a touch-tone phone, your member number, and a personal identification number (PIN).

Call: 505.292.6900 Toll Free: 800.544.7287

Become a Partner

Review our Community Support Guidelines to see if your organization aligns with our giving priorities. Fill out an application for our community commitment program!

Apply to Partner Review Guidelines

Close an Account

Members can initiate the account closure process by contacting us via secure chat, text/call, or email. For questions regarding personal information and retention, see our privacy policy.

Email Member Services Call 505.292.6343
Find What You Need

Directory

Not sure who to call? Search the list below by topic, location, or phone number to find the right contact fast. The fastest way to get a response is to reach Sandia Area’s staff directly.

No results found. Try a different search term or call us at 505.292.6343.

Branch Locations

  • Far Northeast Heights 8000 Palomas Ave. NE, Albuquerque, NM 87109
    505.292.6343
    Book an Appointment
  • Montgomery 11301 Montgomery Blvd. NE, Albuquerque, NM 87111
    505.292.6343
    Book an Appointment
  • Candelaria 8505 Candelaria Rd. NE, Albuquerque, NM 87112
    505.292.6343
    Book an Appointment
  • Coors 6410 Coors Blvd. NW, Albuquerque, NM 87120
    505.292.6343
    Book an Appointment
  • Rio Rancho 1601 Rio Rancho Blvd. SE, Rio Rancho, NM 87124
    505.292.6343
    Book an Appointment
  • Kirtland AFB (Restricted Access) 1850 Wyoming Blvd. SE Bldg 20600, Kirtland AFB, NM 87117 — Restricted Access
    505.292.6343
    Book an Appointment
  • Santa Fe 4881 Main Street, Santa Fe, NM 87507
    505.292.6343
    Book an Appointment

Contact & Services

  • Member Services M–F 8:00 am–6:00 pm • Sat 9:00 am–1:00 pm
    505.292.6343 Call or Text 800.228.4031 Toll Free (outside NM) member.services@sandia.org General questions only — not secure
  • Call24 Audio Response 24/7 automated phone banking
    505.292.6900 (view menu) 800.544.7287 Toll Free
  • Chat Ask Sage 24/7/365 • Live chat M–F 9:00 am–6:00 pm, Sat 9:00 am–1:00 pm
    Available via the chat icon on sandia.org
  • Secure eMail Monitored M–F 9:00 am–6:00 pm • Sat 9:00 am–1:00 pm
    Log in to Online Banking and select the “Messages” icon. Use for any questions containing personal information.
  • Sandia Area Investment Services
    505.256.6070
  • Mailing Address
    Sandia Area Federal Credit Union • PO Box 18044, Albuquerque, NM 87185-0044
  • CEO For questions or concerns not resolved by staff
    SAFCU.CEO@sandia.org
  • Supervisory Committee For questions or concerns not resolved by staff
    PO Box 18061, Albuquerque, NM 87185

Lost or Stolen Cards

  • Sandia Area Debit Card
    800.453.4270
  • Sandia Area Credit Card
    800.325.3678 636.722.7111 International Collect
  • Card Control Center
    Access Card Services Available in Online Banking
 
 
Banking Holidays

Holiday Closures

Our branches and phone support observe the following federal holidays. We appreciate your patience and look forward to serving you when we return.

New Year’s Day

Thursday, January 1, 2026

Memorial Day

Monday, May 25, 2026

Labor Day

Monday, September 7, 2026

Thanksgiving Day

Thursday, November 26, 2026

Martin Luther King Jr. Day

Monday, January 19, 2026

Juneteenth

Friday, June 19, 2026

Indigenous Peoples’ Day

Monday, October 12, 2026

Christmas Eve

Thursday, December 24, 2026 @ 3:00 pm

Presidents’ Day

Monday, February 16, 2026

Independence Day

Saturday, July 4, 2026

Veterans Day

Wednesday, November 11, 2026

Christmas Day

Friday, December 25, 2026

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We're Here to Help

Sandia Area Federal Credit Union
P.O. Box 18044
Albuquerque, NM 87185

1.505.292.6343
1.800.228.4031

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National Credit Union AdministrationEqual Housing Lender

This Credit Union is federally insured by the National Credit Union Administration (NCUA).

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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Copyright © Sandia Area Federal Credit Union. All Rights Reserved.

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