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Sandia Area Federal Credit Union
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SPEND

  • Choose Your Checking
  • Cash Back Checking
  • High-Yield Checking
  • Debit Card
  • Digital Wallet
  • Overdraft Protection

SAVE

  • Traditional Savings
  • High-Yield Savings
  • Certificates
  • IRAs
  • Grow Money Market

FEATURES

Direct Deposit

Safe Deposit Boxes

NCUA Share Insurance

 

Vehicle Loans

  • Auto
  • Auto Refinance
  • Motorcycle
  • RV
  • Boat

Home Loans

  • Mortgages
  • Home Equity
  • Land Loans

Personal Loans

  • Share Secured

Personal Line of Credit

Credit Cards

  • Cash Back Rewards
  • Ascend Rewards 
  • Access Mastercard
  • Business Cash Back Rewards

Card Services

  • Transfer a Balance
  • Digital Wallet
  • Lost or Stolen Cards
  • Activate a Card
  • ID Theft Protection

Loan Payment Center

Calculators

Current Rates

Business Checking

Business Savings

Business Loans

  • Business Vehicle Loans
  • Business Equipment Loans
  • Commercial Real Estate Loans

Business Cards

  • Business Cash Back Rewards
  • Business Debit Cards

Business Services

  • Business Online Banking
  • Merchant Services

Connect With Us

Your Employee Services

Sandia Area Investment Services

  • Retirement
  • Life Stages
  • Education
  • Events
  • Meet With a Financial Professional
  • Access Your Investment Accounts

We Also Provide

  • Inszone Insurance
  • Debt Protection
  • Guaranteed Asset Protection (GAP)
  • Mechanical Repair Coverage
  • Accidental Death & Dismemberment

Estate Planning Toolkit

About Sandia Area

  • Membership
  • Permaculture
  • Community
  • Branches & Locations

Open an Account

Apply for a Loan

Mobile & Online Banking

  • Online Banking
  • Mobile Banking
  • Payments & Transfers
  • eStatements & eNotices
  • Banking Tools

Contact Us Careers

News & Resources

  • Sandia Area Blog
  • In the News
  • Financial Resources
  • FAQs
  • Tax Resource Center
  • Events

Calculators

Financial Fraud & Security Center

NCUA Share Insurance

Annual Meeting 2026

eLobby

eLobby

eLobby

Use our virtual eLobby for all of your banking needs

Text or Call

505.292.6343 or Toll Free outside NM at 800.228.4031

Monday to Friday 8:00am - 6:00pm

Saturday 9:00am - 1:00pm

  • Set up direct deposit
  • Loan applications
  • Payment processing
  • Close and reorder debit cards
  • Fraud disputes
  • IRA Processing
  • Reset Call 24
Chat

To chat with a representative click the bubble on the bottom right of your screen.

Monday to Friday 8:00am - 6:00pm

Saturday 9:00am - 1:00pm

  • Loan applications
  • Payment processing
  • Close and reorder debit cards
  • Fraud disputes
  • IRA Processing
  • Reset Call 24
Video Chat

To video chat with a representative using a desktop or laptop with a camera, visit this page.

Please note, video chat is not available on mobile devices at this time. 

Online and Mobile Banking
Access your accounts anytime, and anywhere.
  • Account management
  • Bill Pay
  • P2P funds transfer
  • Budget and track your spending
  • Mobile banking
  • Deposit funds

Log In     Enroll

E-Mail

member.services@sandia.org

Monday to Friday 8:00am - 6:00pm

Saturday 9:00am - 1:00p

Call24 (Automated)

505.292.6900 or Toll Free outside NM at 800.544.7287

24 hours a day, 365 days a year.

  • Transfer funds
  • Check balances
  • Verify deposits and check clearings
  • Loan payments
  • Withdrawals by check
 
 
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We're Here to Help

Sandia Area Federal Credit Union
P.O. Box 18044
Albuquerque, NM 87185

1.505.292.6343
1.800.228.4031

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National Credit Union AdministrationEqual Housing Lender

This Credit Union is federally insured by the National Credit Union Administration (NCUA).

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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Copyright © Sandia Area Federal Credit Union. All Rights Reserved.

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Personal Line of Credit
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