Vehicle Loans
Enjoy The Ride With A Better Rate
On the the highway, on the water, or off the beaten path, Sandia Area can finance the vehicle you need for your next adventure.
Financing with Sandia Area gives you access to:
- Competitive rates
- No finance or refinance charges
- Anywhere applications—online, in branch, or give us a call!
- No payments for 90 days!
All vehicle loans come with:
Explore Vehicle Loan Options
Auto Refinance
Conveniently and quickly refinance your vehicle from another financial institution.
Auto Purchase
Get competitive rates, an easy application process, and quick approval.
Federally insured by the NCUA. An Equal Opportunity Lender. Membership eligibility required. Visit Sandia.org/Membership for complete details. 1. APR = Annual Percentage Rate effective as of 03/04/2026. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. 2. Interest accrues during the 90-day deferral period.
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