Enjoy The Ride With A Better Rate
On the highway, on the water, or off the beaten path, Sandia Area can finance the vehicle you need for your next adventure. Financing with Sandia Area gives you access to:
- Competitive rates
- No finance or refinance charges
- Anywhere applications, online, in branch, or give us a call!
- No payments for 90 days!
Explore Vehicle Loan Options
Whether you are buying new, buying used, refinancing from another lender, or financing something built for the weekend, Sandia Area has a loan option to match. Compare your choices below and apply when you are ready.
Auto Purchase
Get competitive rates, an easy application process, and quick approval.
Auto Refinance
Conveniently and quickly refinance your vehicle from another financial institution.
RVs
Explore the country from coast to coast with the comfort of home.
Motorcycle
Serious riders come to Sandia Area for a great deal.
Boat
Float away to summertime fun with these low-rate loans.
Inzone Insurance
Essential Protection for Your Vehicle
Sandia Area partners with Inszone Insurance to provide reliable auto insurance options, with the coverage that fits your needs. Get a quote today!
Learn More
Federally insured by the NCUA. An Equal Opportunity Lender. Membership eligibility required. Visit Sandia.org/Membership for complete details. 1. APR = Annual Percentage Rate effective as of 03/04/2026. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. 2. Interest accrues during the 90-day deferral period.
