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Mortgage Loans

We have a home loan you can live with.

Mortgage Loans

We have a home loan you can live with.

Mortgages to fit your life

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Sandia Area has all the options for buying or refinancing. Our experienced, salaried Mortgage Specialists will find the best mortgage solution for your long-term goals. Our process is simple and you can get a fast decision. We offer:

  • Easy Pre-Approvals
  • Loans for home purchasing, refinancing and first-time homebuyers
  • Competitive rates and low fees
  • Flexible programs to meet your individual needs, including FHA and VA loans
  • Fast processing

Sandia Area is here to make it easy. We'll show you how much home you can afford, help compare loan types and more.

Types of Mortgage loans ►

First time homebuying ►

Interested in refinancing your mortgage? ►

Benefits of financing with Sandia Area

At Sandia Area, we’re committed to providing service excellence in every aspect of the way we do business.  That’s why we retain servicing on 99% of the mortgage loans we make. That means you will always know who to call, where to send payments, and what to expect.  Your loan won’t be sold year after year, and you’ll continue to have the same great service as always for the life of your loan.

Would you like a Mortgage Specialist to call you at your convenience?


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    Sandia Area is an Equal Housing Lender. Sandia Area Membership required. Sandia Area Federal Credit Union does not currently provide financing for manufactured homes. Sandia Area Federal Credit Union (NMLS#561268) provides mortgage loans by partnership with CU Members Mortgage, a division of Colonial Savings, F.A. NMLS#401285. This is not an offer to extend consumer credit as defined by Section 1026.2 of Regulation Z. Home loans are provided by service providers with CU Members Mortgage a division of Colonial Savings, F.A. NMLS#401285.