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Sandia Area is the best choice for your mortgage loan 

Why? Because Sandia Area is a credit union that puts you first by

  • Providing better, affordable banking without compromise for everyone
  • Making our communities stronger
  • Setting you, our members, up for the best financial future, and present

Not to mention our great rates!

Get a Rate Quote

Whether you are purchasing or refinancing, we have a great rate for you.

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Start Application

We are excited to help you with your new mortgage.

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Finish Application

Already started the process? Pick up where you left off.

Complete Application

Mortgage FAQs

Get answers to our most common questions

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First Time Home Buyer Resources

Are you a first time homebuyer? Learn all you need to know to purchase your first home!

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Work With a Mortgage Specialist

Our experienced Mortgage Specialist can work with you to help you find the mortgage solution that fits your needs. We offer special financing rates for Jumbo mortgages as well as low down payments for VA and FHA loans. Please fill out the form below, or call Ryan Dierdorff, Mortgage Consultant at 505.256.6051 or toll free at 855.636.1057.

Ryan Dierdorff, MLO/NMLS #895065 is authorized to represent Member First Mortgage, LLC, a licensed Mortgage Lender/Servicer (Company NMLS ID #149532) and is proud to serve its partner, Sandia Area Federal Credit Union. For MLO licensing information, please visit NMLS Consumer Access | Disclaimer: All lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and may vary based on borrower qualification and collateral conditions. This is not a commitment to lend.

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Sandia Area is an Equal Housing Lender. Sandia Area Membership required. Sandia Area Federal Credit Union (NMLS#561268) provides mortgage loans by partnership with Member First Mortgage (NMLS# 149532). This is not an offer to extend consumer credit as defined by Section 1026.2 of Regulation Z.

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