This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
Sandia Area Go to main content

Lock in low mortgage rates before you get locked out.

Mortgages to fit your life


Learn more

Sandia Area has all the options for buying or refinancing your home. Our process is simple and you can get a fast decision. Whether you're a first-time homebuyer, a repeat buyer, or looking to refinance your mortgage loan, our experienced, salaried Mortgage Specialists will find the best mortgage solution for your long-term goals.  We offer:

  • Easy Pre-Approvals
  • Loans for home purchasing, refinancing and first-time homebuyers
  • Competitive rates and low fees
  • Flexible programs to meet your individual needs, including FHA and VA loans
  • Fast processing

Sandia Area is here to make it easy. We'll show you how much home you can afford, help compare loan types and more.

Types of Mortgage loans ►

First time homebuying ►

Interested in refinancing your mortgage? ►

Home & Property Insurance ►

Benefits of financing with Sandia Area

At Sandia Area, we’re committed to providing service excellence in every aspect of the way we do business.  That’s why we retain servicing on 99% of the mortgage loans we make. That means you will always know who to call, where to send payments, and what to expect.  Your loan won’t be sold year after year, and you’ll continue to have the same great service as always for the life of your loan.

Would you like a Mortgage Specialist to call you at your convenience?

Please provide the following information

    • How can we help?

    • Are you a Sandia Area member?


    Sandia Area is an Equal Housing Lender. Sandia Area Membership required. Sandia Area Federal Credit Union does not currently provide financing for manufactured homes. Sandia Area Federal Credit Union (NMLS#561268) provides mortgage loans by partnership with CU Members Mortgage, a division of Colonial Savings, F.A. NMLS#401285. This is not an offer to extend consumer credit as defined by Section 1026.2 of Regulation Z. Home loans are provided by service providers with CU Members Mortgage a division of Colonial Savings, F.A. NMLS#401285.