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SCAM ALERT: Sandia Area members are continuing to report fraudulent phone calls and text messages from people claiming to be Sandia Area member representatives. This includes spoofed phone numbers which appear to originate from Sandia Area. Please be aware that Sandia Area will NEVER initiate a phone call or text message asking for your online banking credentials or to request a transfer of funds. Learn more ► 

Sandia Area Home Mortgages 

Whether you are looking to pay off your mortgage sooner, or lower your monthly payment, we have refinance options to fit your needs.

Rate Quote     Apply Today     Finish Application   

4 Reasons to Refinance Your Mortgage

1. Get a lower interest rate

2. Pay off your mortgage quicker with a shorter term

3. Eliminate PMI payments

4. Lower your monthly payments


The Members First Mortgage application is no longer supported by Internet Explorer and Microsoft Edge Legacy Versions 79 or older. For best results use Google Chrome, Firefox, Safari, or Opera. 

Work With a Mortgage Specialist

Our experienced Mortgage Specialist can work with you to help you find the mortgage solution that fits your needs. We offer special financing rates for Jumbo mortgages as well as low down payments for VA and FHA loans. Please fill out the form below, or call Ryan Dierdorff, Mortgage Consultant at 505.256.6051 or toll free at 855.636.1057.

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