The 10 Lowest-Cost Vehicles to Insure

If you’re shopping for a new ride, insurance costs are an important part of the total price tag. Vehicles that are less expensive to insure typically have strong safety ratings, lower repair costs, and a reduced risk of theft — saving you money in the long run.
Here are 10 vehicles that consistently rank among the lowest-cost options to insure:

• Honda CR-V – A reliable favorite with strong safety features and excellent crash-test ratings.
• Toyota RAV4 – Dependable and safe, with a solid track record for affordability.
• Subaru Outback – Highly rated for safety and all-wheel-drive performance.
• Hyundai Elantra – A budget-friendly sedan with good safety and low repair costs.
• Kia Soul – Known for reliability and lower-than-average insurance premiums.
• Mazda CX-5 – Compact, safe, and economical to maintain and insure.
• Toyota Camry – A top pick for reliability and low long-term ownership costs.
• Honda Civic – Renowned for safety, affordability, and low maintenance expenses.
• Nissan Rogue – Offers solid safety ratings and reasonable insurance costs.
• Ford Escape – A practical compact SUV with safety features that help lower premiums.

Insurance rates can vary based on your driving history, location, and coverage needs. For the most accurate information, check with your insurance provider or visit trusted sources like the Insurance Institute for Highway Safety (IIHS).

Tip: When financing your next vehicle through Sandia Area, compare your rates and see how much you can save through our insurance partner, Inszone Insurance, and ensure you’re protected from day one. Consider adding coverage like GAP or Debt Protection for full protection no matter what comes your way.