Simplify Your Payments
Your Loan for Anything
Consolidate your payments into one Sandia Area personal loan—with fixed rates starting as low as 10.25% APR1
Apply For Loan| Term in Months | APR1 as low as |
|---|---|
| 48 | 10.25% |
| 49-60 | 10.75% |
| Share Secured2 | Learn More |
Federally insured by the NCUA. An Equal Opportunity Lender. Membership eligibility required. Visit Sandia.org/Membership for complete details. 1. APR = Annual Percentage Rate effective as of 03/26/2025. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. All consumer loans are charged simple interest with no pre-payment penalty. 2. For Share Secured Loans, the annual percentage rate will be the current share dividend rate (Index) in effect on deposits of at least $5,000 plus 3.0% (margin). The rate is subject to change monthly on the 1st day of each month to reflect any change to the index. | |
Simplify Your Debt. Amplify Your Savings.
Calculate the difference our 10.25% APR fixed rate can make—try the debt consolidation calculator and take the first step toward stress-free finances.
Protect Your Loan
Essential Protection for Things That Matter Most
If your life takes an unexpected turn, your family’s finances can be strained. But with Debt Protection with Life Plus, your loan payments or balance may be canceled, up to the contract maximums, in case of involuntary unemployment, disability, or death. It’s just one more way you can look out for the people you love.
Learn More
Any calculator results are estimations only and in no way constitute an offer of credit. Membership eligibility and application is required. Subject to credit approval. See a representative for full details.
