Fraud Alert If you receive a call or text that appears to be from Mastercard or other credit card companies asking you to confirm a recent purchase, it could be a scam! While Sandia Area does send confirmation texts about suspicious purchases, we will NEVER contact you to ask for login credentials for Online Banking or ask you to provide private passwords or other sensitive account information, including accounts numbers and PINs. When in doubt, don't respond. Call us at (505) 292-6343 to confirm any purchases or for additional assistance.
In 2026, we're recommitting to providing our members the lowest fees for their financial services. We've recently made changes to improve our fees for overdraft protection, which means better banking for you.
Business Complete banking solutions to fit your business needs with local, personalized service.
Investments Proper long-term financial planning requires time, skill, discipline and confidence. Sandia Area Investment Services is here to help you stay the course.
Home Loans Find your home sweet loan with Sandia Area. We offer Mortgages, Mortgage Refinances, and Home Equities.
Credit Cards Always low rates and the opportunity to earn rewards. Enjoy a flexible and secure way to make your daily purchases.
Savings Accounts Your Sandia Area savings account is more than just the cornerstone of membership, it's your springboard for growing your money.
Insurance When it comes to staying safe wherever you go having the right insurance policy and coverage is a must. We're here to help.
Vehicle Loans Save more with our low-rate vehicle loan options.
Checking Accounts Checking is the home of your cash flow. Make the switch to Sandia Area today and discover why some say this is banking at its best.
It's Personal!
Consolidate debt, fund a project, or pay for an event or education. Personal loans offer low rates with fixed, predictable monthly payments. Rates start as low as 10.25% APR up to 48 months.