We're Branching Out

Visit our new location on Cerrillos Road!

Come see how we bring Banking Different to the City Different. We're conveniently located, and our membership is open to you!

Plus, receive an entry to win a weekend getaway to Ojo Caliente¹ when you open:

• A new checking account with direct deposit
• A new vehicle loan
• A new Home Equity Line of Credit

Start Banking Different

Federally Insured By NCUA. Equal Housing Lender. Membership eligibility required. Visit sandia.org/membership for complete details.

1. Ojo Caliente grand prize giveaway runs through May 31, 2022 at 11:59PM MDT. One (1) winner will receive a gift certificate equivalent to two nights hotel stay, spa services, and meals for two, $1,500 in value. Individuals will receive one (1) entry for each qualifying account or loan opened. Member must establish a new checking account with direct deposit, open a new vehicle loan, or open a Home Equity Line of Credit by May 31, 2022 at 11:59PM MDT to earn an entry. Accounts must be opened and loan documents must be signed in the Santa Fe branch to qualify. No purchase necessary. Participants may also enter by legibly hand-printing their name, address, phone number, and the words “Santa Fe Grand Opening Giveaway” on a 3” x 5” card and mailing it to Santa Fe Grand Opening Giveaway, Attention: Marketing Department, P.O Box 18044, Albuquerque, NM 87185. Mail-in entries must be postmarked by May 25, 2022 and be in-hand with the Sandia Area Marketing Department by May 31, 2022 at 11:59PM MDT. A winner will be chosen at random on July 1, 2022 at 12:00 PM MDT and notified via phone. Please allow fifteen (15) days for delivery of prize. Actual odds based on number of entries. See full terms and conditions here.

2. Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to two days earlier than the scheduled payment date. 3. Upon enrollment, we will round up your MasterCard® debit card purchases to the nearest dollar and transfer the difference from your checking account to your savings account or a charity of your choice. We may cancel or modify Change Up at any time without prior notice.

4. APR=Annual Percentage Rate on approved credit and effective as of 01/05/2022. Rates are subject to change without notice. Existing Sandia Area loans do not qualify. 5. Interest accrues during deferral period.

6. APR = Annual Percentage Rate on approved credit and effective as of 03/18/2022. Rates are subject to change without notice. Existing Sandia Area loans do not qualify. 7. Closing costs associated with this product are waived for loans up to $150,000 in Greater Albuquerque and surrounding area on their primary residences with clean title history.