Frequently Asked Questions
There are many ways to become a member and experience the Sandia Area difference.
Sandia Area is a credit union. We are a member-owned, not-for-profit financial cooperative. We are governed by a volunteer board of directors, elected by the members. We exist to help people, not to make a profit. As such, all earnings are returned to our members in the form of higher-interest savings, lower-rate loans, fewer fees, and greater accessibility.
Your money is insured by the National Credit Union Administration (NCUA), an independent agency of the United States Government. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the credit union. The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them, not to make a profit.
You can reach us at email@example.com. Please do not send any account information as this e-mail address is unsecure. For secure communication with Sandia Area, log into Online Banking.
Sandia Area's routing Number is 307070047.
For information on our locations and hours, please click here.