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Save Your Way


Grow your money risk-free!


Two Ways to Save

Grow Money Market

Anytime Access

1.50% APY1,2

Grow Money Market

The Grow Money Market account is a great way to grow your funds with anytime access! No terms, no minimum balance penalties. Just a simple way to save!

Grow Money Market

Certificates

Lock In to Save More

As high as 3.25% APY1,3

Certificates

Lock in your savings for 12 months and earn even more with a new certificate! Great rates are also available for other terms. Use to secure loans and earn higher rates!

Certificates


 

Features Grow Money Market Certificates
Risk-free—funds are federally insured by the NCUA     Check Mark Check Mark
Anytime access to your funds Check Mark  
Earn higher rates   Check Mark
Use to secure loans   Check Mark
Use as overdraft protection Check Mark  
Terms None 6-48 months

Explore Certificate Options

Certificates
Effective Date: 1/25/2023
Certificate TermDividend RateAPY1
6-Month 2.667% 2.70%
12-Month 3.203% 3.25%
24-Month 2.960% 3.00%
36-Month 2.960% 3.00%
48-Month 3.057% 3.10%

Sandia Area membership required.

1. APY=Annual Percentage Yield. Rates effective as of 1/25/2023 and subject to change without notice. Sandia Area may modify, change, or remove this product offering at any time. Rates valid for balances of $500 or more. Dividends are compounded and credited to your account monthly. Fees may reduce earnings. Refer to our Schedule of Fees and Truth in Savings disclosures for more information. 

Choose how you want to save today!


1. APY=Annual Percentage Yield. Rates effective as of 01/25/2023 and subject to change without notice. Sandia Area may modify, change, or remove this product offering at any time. Rate valid for balances of $500 or more. Dividends are compounded and credited to your account monthly. Fees may reduce earnings. Refer to our Schedule of Fees and Truth in Savings disclosures for more information. Membership eligibility required. 2. Rate may change after account opening. 3. A penalty may be imposed for early withdrawals. Membership eligibility required.

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