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Home Equity Loan

Need cash to consolidate debt, make improvements on your home, buy a car, or take care of other financial obligations? Turn the equity in your home into cash with a home equity loan. Upon acceptance you get a lump sum of money to use for projects or debt consolidation. Your home equity loan is repayable over a fixed term, gives you a secure, locked-in rate, and a consistent monthly payment.

Benefits of A Home Equity Loan:

  • Immediate cash for large purchases
  • Low fixed rate
  • Affordable payments
  • No closing costs up to $150,0001
  • Rates as low as 4.75% APR1 Fixed

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Home Equity Loan Rates
Effective Date: 07/03/19
Term in MonthsAPR1 as low asApproximate Payment2
120 4.75% $210
180 4.99% $159
1. Rates are subject to change without notice. New Sandia Area loans only. Annual Percentage Rate (APR) on approved credit. Rates are based on an evaluation of credit history and lien position. "As low as" rate assumes excellent credit history. Your rate may differ. Closed End Home Equity Loan is a fixed rate loan. Maximum loan amount is $200,000 and maximum LTV is 90%. Closing costs associated with this product are waived for loans up to $150,000 in Greater Albuquerque and surrounding area on their primary residences with clean title history. Loans over $150,000 or outside of Greater Albuquerque and surrounding area are subject to cost of property appraisal, flood certification, recording fees, and title insurance, which generally range from $1,467 to $1,600. Borrower is responsible for homeowners insurance and, if required, flood insurance. 2. Payment example assumes $20,000 loan.

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505-292-6343 ext 5
800-228-4031 ext 5


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