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Sandia Area Federal Credit Union
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SPEND

  • Choose Your Checking
  • Cash Back Checking
  • High-Yield Checking
  • Debit Card
  • Digital Wallet
  • Overdraft Protection

SAVE

  • Traditional Savings
  • High-Yield Savings
  • Certificates
  • IRAs
  • Grow Money Market

FEATURES

Direct Deposit

Safe Deposit Boxes

NCUA Share Insurance

 

Vehicle Loans

  • Auto
  • Auto Refinance
  • Motorcycle
  • RV
  • Boat

Home Loans

  • Mortgages
  • Home Equity
  • Land Loans

Personal Loans

  • Share Secured

Personal Line of Credit

Credit Cards

  • Cash Back Rewards
  • Ascend Rewards 
  • Access Mastercard
  • Business Cash Back Rewards

Card Services

  • Transfer a Balance
  • Digital Wallet
  • Lost or Stolen Cards
  • Activate a Card
  • ID Theft Protection

Loan Payment Center

Calculators

Current Rates

Business Checking

Business Savings

Business Loans

  • Business Vehicle Loans
  • Business Equipment Loans
  • Commercial Real Estate Loans

Business Cards

  • Business Cash Back Rewards
  • Business Debit Cards

Business Services

  • Business Online Banking
  • Merchant Services

Connect With Us

Your Employee Services

Sandia Area Investment Services

  • Retirement
  • Life Stages
  • Education
  • Events
  • Meet With a Financial Professional
  • Access Your Investment Accounts

We Also Provide

  • Inszone Insurance
  • Debt Protection
  • Guaranteed Asset Protection (GAP)
  • Mechanical Repair Coverage
  • Accidental Death & Dismemberment

Estate Planning Toolkit

About Sandia Area

  • Membership
  • Permaculture
  • Community
  • Branches & Locations

Open an Account

Apply for a Loan

Mobile & Online Banking

  • Online Banking
  • Mobile Banking
  • Payments & Transfers
  • eStatements & eNotices
  • Banking Tools

Contact Us Careers

News & Resources

  • Sandia Area Blog
  • In the News
  • Financial Resources
  • FAQs
  • Tax Resource Center
  • Events

Calculators

Financial Fraud & Security Center

NCUA Share Insurance

Card Services

Enjoy card services designed for convenience and protection.

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Support Made Simple

Card Tools at Your Fingertips

Protect your card and your credit with security tools and monitoring to keep your account secure. Need to activate a new card or report an existing card stolen? Log in online to manage your card for instant services, or call these numbers to get the help you need.

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Lost or Stolen Credit Card
1 (844) 421-3405
Lost or Stolen Debit Card
(505) 292-6343
Activate a New Card
1 (888) 691-8661
Create or Change PIN
1 (888) 891-2435
card control center screen on laptop
Access Card Controls right from Online Banking

Features & Security

Your Sandia Area card comes loaded with powerful tools to keep you in control. Manage your card, monitor your account, and bank with confidence—all from Online or Mobile Banking.

Virtual Card Display
Always at Your Fingertips

Virtual Card Display

See your full card details—card number, expiration date, and CVV—right inside the Sandia Area mobile app. No need to dig for your wallet when shopping online.

Activate & Replace Cards
No Branch Visit Needed

Activate & Replace Cards

Activate your new card in seconds or request a replacement without ever calling in. Manage it all from the palm of your hand through Online or Mobile Banking.

Set Alerts & Travel Notices
Stay Informed, Stay Safe

Set Alerts & Travel Notices

Get real-time transaction alerts and set up travel notices before your next trip—all from the app. Your card keeps working smoothly wherever your adventures take you.

Set Blocks & Restrictions
Protection on Your Terms

Set Blocks & Restrictions

Temporarily block your card if it goes missing, or set transaction restrictions for added peace of mind. You decide how and where your card is used.

Set PIN Numbers
Update Anytime

Set PIN Numbers

Change your card PIN directly through Online or Mobile Banking—fast, secure, and on your schedule. No hold times, no branch trip required.

Virtual Card Display
Activate & Replace Cards
Set Alerts & Travel Notices
Set Blocks & Restrictions
Set PIN Numbers
Card & Account Security

Learn How To Protect Yourself from Fraud and Scams

Learn More About Security
cyber security
Banking Wherever You Go

Digital Wallet

Take the convenience of your Sandia Area card anywhere. Compatible with Apple Pay, Google Pay, and Samsung Pay, your card is ready for contactless payments in-store, online, or on the go—with the enhanced security and ease you expect from every Sandia Area experience.

Explore Digital Wallet

Sandia Area Mobile Banking on smartphone

Frequently Asked Questions

 

Federally insured by the NCUA. Membership eligibility required. Visit Sandia.org/Membership for complete details.

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We're Here to Help

Sandia Area Federal Credit Union
P.O. Box 18044
Albuquerque, NM 87185

1.505.292.6343
1.800.228.4031

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National Credit Union AdministrationEqual Housing Lender

This Credit Union is federally insured by the National Credit Union Administration (NCUA).

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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Copyright © Sandia Area Federal Credit Union. All Rights Reserved.

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Choose Your CheckingCash Back CheckingHigh-Yield CheckingDebit CardOverdraft Protection
Traditional SavingsHigh-Yield SavingsCertificatesIRAsGrow Money Market
Direct DepositSafe Deposit BoxesNCUA Share Insurance
Auto PurchaseAuto RefinanceMotorcycle LoansRV LoansBoat Loans
MortgagesHome Equity
Personal Line of Credit
Access MastercardCash Back RewardsAscend Rewards
Transfer a Balance
Loan Payment CenterCurrent Loan Rates
Business CheckingBusiness Savings
Vehicle LoansEquipment LoansCommercial Real Estate
Business Debit CardBusiness Cash Back Rewards
Business Online BankingMove MoneyBusiness Remote DepositMerchant Services
Your Employee Services
RetirementEducationLife StagesEstate Planning Toolkit
Meet With A Financial ProfessionalInvestment Events
InsuranceDebt ProtectionGuaranteed Asset Protection (GAP)Mechanical Repair CoverageAccidental Death & Dismemberment
MembershipPermacultureCommunityBranches & Locations
Online BankingDigital WalletPayments and TransferseStatements & eNotices
Fraud CenterContact UsCareers
Sandia Area BlogFinancial ResourcesFrequently Asked QuestionsMember Events
Financial Calculators
505-256-6063