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Smart Spending.

Articles of Interest.

Smart Spending.

Articles of Interest.

Your travel plans don't have to break the bank on 3/27/2017

Spring and summer break can be a great time to get away, but your travel plans don’t have to break the bank. Here are some tips to help you save money during your travels.

General Tips

Make plans. Book your hotel or campground site at each destination you’re traveling to before you leave for your trip. That way, you can comparison shop for the best deal, and when you arrive, you’ll have a guaranteed place to sleep.

Make a budget. Overspending can be avoided by creating and sticking to a budget. Set aside a certain amount of money for each day of your trip. Sandia Area’s Budget and Savings tools within Online Banking can help get you there! And, of course, make sure you don’t charge anything you can’t pay off.

Pick a destination. Try destinations that aren’t typical for spring and summer break. The most popular locations are often the most expensive, and you may be able to save money by visiting less-traveled to destinations.

Find low-cost accommodations. Consider traveling to a destination where you can stay with friends and family to avoid flipping the bill for lodging costs.

Don’t spend frivolously. Try picking up some groceries to bring back to your hotel room, instead of going out to a restaurant every meal. Avoid souvenirs and expensive activities. Do your research to find free or low-cost events during your stay.

Shameless Plug. Pay with your Sandia Area Rewards Mastercard. You’ll even earn points you can use for NEXT Year’s trip!

Air Travel Tips

Plane tickets and the ensuing fees can get pricey. Before you make reservations, make sure you can afford a plane ticket and the stay.

Avoid baggage fees. Try bringing a carry-on bag only, though be sure you’re familiar with the carry-on regulations. Pack lightly and take only what you’ll absolutely need for your trips to avoid fees for the heavy bags. Try coordinating with the people you’re traveling with- only one person brings a hairdryer, shampoo, etc.

Book wisely. Book flights and hotels during off-peak times, be flexible with your travel dates and consider nearby airports. In addition, the earlier you book your flight, the less it usually costs.

Car Travel Tips

Getting to your destination is part of the adventure when you take a road trip. Remember, you will need to have money for gas and accommodations, as well as for food, drinks, and entertainment.

Save on gas. Increase your gas mileage by turning off the AC. (if the weather allows). Easing off the gas pedal well before a stop sign to coast to a stop and accelerating slowly also helps.

Give your car a tune up. Be sure your car is up-to-date with routine maintenance and oil changes to prevent an unexpected problem from arising on the road. That way, you’ll avoid emergency repair charges, which can be expensive.

And, don’t forget to notify your credit union before you travel. We have fraud monitoring systems that interpret unusual card activity, such as a purchase coming from another state or country; which may cause your card to decline. Setting a travel notification before your departure will let your credit union know you’re in control of your debit or credit card, so you can use them worry-free.

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