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Sandia Area Blog

Helpful articles covering finances, security, and permaculture.

Intentional Spending and Saving

Intentional spending and saving refers to the deliberate and thoughtful approach to managing your finances. It’s about making conscious decisions on where to allocate your money and how to prioritize expenses and savings goals to get the most out of your financial life.

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6 Things to Know About Personal Loans

Whether you’re looking to consolidate high-interest debt or invest in a home project, a personal loan can help.

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What You Need to Know About Personal Loans

Personal loans are a flexible option for managing life’s expense. Learn what to know before getting a personal loan.

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Secured vs. Unsecured Loans

Secured and unsecured loans are the most common types of loans the average person will use throughout their life. But do you know the differences? Understanding how these two types of loans work will help you better manage your own financial portfolio.

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Should I Refinance?

Refinancing your auto loan may be a great way to lower your interest rate, improve your credit score, or reduce your monthly payments!

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Home Equity Loans vs. HELOC

What's the difference?

Need cash to complete a home project, consolidate debt, or even fund an education? It’s at home!

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Is a HELOC right for you?

Building equity in your home—in other words, ownership of part or all of it as an asset—can give you access to cash in the form of a home equity line of credit (HELOC). You can use the equity you’ve built up over time as collateral to secure a line of credit, similar to a credit card

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