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Grow Money Market

Is your money working for you?

If your money isn't in a Grow Money Market account, you're not earning as much as you could be. 

Dividend Rate 10X the national average

Dividend rate more than 4X the national average

100% access to your funds

100% access to your funds

Risk-free growth

Risk-free growth


One of the highest dividend rates nationwide

The Grow Money Market savings account offers no minimum balance fees, full access to your savings, and an unmatched dividend rate for ANY balance over $500!

Earn 1.00% APY with the Sandia Area Grow Money Market Account! Compare to the National Average and see how you can start saving today.

Rates are accurate as of 02/22/2023. For more information, visit ncua.gov.


Don't let your money sit

Move it to a Grow Money Market Account



Grow Money Market Account


One great rate, whether your balance is $500 or $500,000. Anyone can save!

Grow Money Market Account


Your savings are federally insured by the NCUA up to $250,000. That’s risk-free savings.

Grow Money Market Account


With the Grow Money Market account, enjoy unlimited deposits and in-person withdrawals and up to six (6) electronic transfers a month.

Grow Money Market
Effective Date: 05/05/2023
Minimum Balance RequiredDividend RateAPY1
$500.00-$9,999.99 1.736% 1.75%
$10,000.00-$24,999.99 1.736% 1.75%
$25,000.00-$49,999.99 1.736% 1.75%
$50,000.00-$99,999.99 1.736% 1.75%
$100,000.00-$149,999.99 1.736% 1.75%
$150,000.00-$199,999.99 1.736% 1.75%
$200,000.00-$249,999.99 1.736% 1.75%
$250,000.00-$499,999.99 1.736% 1.75%
$500,000 & Over 1.736% 1.75%

Ready to watch your savings grow? You have three convenient ways to open your Grow Money Market account now! 


1.APY=Annual Percentage Yield. Rates effective as of 05/05/2023 and subject to change without notice. Sandia Area may modify, change, or remove this product offering at any time. Rate valid for balances of $500 or more. Dividends are compounded and credited to your account monthly. Fees may reduce earnings. Refer to our Schedule of Fees and Truth in Savings disclosures for more information. Membership eligibility required.

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